Determining Evidence-Informed Options for
Responsible Gambling and Harm Minimization
in the Field of Online Lottery
Prepared for

By
The Centre for the Advancement of Best Practices
The Responsible Gambling Council

OCTOBER

Table of Contents
Project Overview ........................................................................................................................................... 1
Summary of Findings for Non-Scientific Audience ....................................................................................... 4
Research Findings ......................................................................................................................................... 6
Literature Review ...................................................................................................................................... 6
Policies and Strategy ............................................................................................................................. 8
Assisting Players .................................................................................................................................... 8
Marketing Communications.................................................................................................................. 9
Informed Decision Making .................................................................................................................. 10
Product Design .................................................................................................................................... 11
Accounts and Payments ...................................................................................................................... 11
Research and Innovation .................................................................................................................... 11
Jurisdictional Review ............................................................................................................................... 13
United States ....................................................................................................................................... 14
Canada ................................................................................................................................................ 20
Europe ................................................................................................................................................. 25
Asia ...................................................................................................................................................... 28
Oceania ............................................................................................................................................... 29
Evidence Synthesis .................................................................................................................................. 31
Research Literature Provides Breadth of Support for RG Practices ................................................... 31
Research Literature Lacks Depth and Specificity for RG Practices ..................................................... 31
Research Literature Features Limited Direct Applicability for RG Practice ........................................ 33
Research Literature Features Gaps in Key Standards-Based RG Practice ........................................... 33
Online Lotteries Show Broad Adoption of Standards-Based RG Practices ......................................... 34
Adoption of RG Practices Vary by Region ........................................................................................... 34
Adoption of RG Practices Vary in Depth and Quality .......................................................................... 35
Research Significance and Areas of Potential Future Development .................................................. 35
References .................................................................................................................................................. 37
Appendix A: Article Evidence Appraisal ...................................................................................................... 41
Appendix B: Definitions of Synthesized Standards ..................................................................................... 42
Appendix C: Jurisdictional Review Sources ................................................................................................. 43
Appendix E: Plans and Milestones for the Future ...................................................................................... 49

Project Overview
Principal Investigator
Alex Price, PhD
Senior Researcher, Centre for the Advancement of Best Practices
Institution
Responsible Gambling Council
411 Richmond St. East
Suite 205
Toronto, Ontario Canada M5A 3S5
www.responsiblegambling.org
Project Title
Determining Evidence-Informed Options for Responsible Gambling and Harm Minimization in the Field of
Online Lottery
Original Abstract
This project will help determine innovative methods involving online technologies for promoting
responsible gambling and harm minimization resources among online lottery players. Specifically, this
study aims to conduct 1) a systematic search and rapid review of the literature relating to responsible
gambling and online lottery; 2) a jurisdictional review of responsible gambling approaches adopted by
online lottery operators; and 3) a synthesis of findings from the literature review with those of the
jurisdictional review to determine adoption feasibility of evidence-informed initiatives for online lottery.
Along with the steady expansion of online lottery, globally and in Indiana, a growing body of evidence has
also highlighted the potential risks associated with this form of gambling (Nower, Volberg, & Caler, 2017).
The implications of emerging online lottery features, such as "second chance programs" and others, on
gambling risk and approaches to responsible gambling also merit further review.
The systematic search and rapid review of evidence will primarily target peer-reviewed articles published
over the last 15 years as well as relevant grey literature. Articles published in English will be identified
using the University of Toronto's One Search database and Google Scholar, using conventional subject
searches. In addition, citation search, reference list checking, and expert feedback will be used to
maximize collection of significant articles. Grey documents will be identified using vetted sources (e.g.,
Alberta Gambling Research Institute, the NCRG/ICRG, etc.). Reviewed articles will be organized in an MS
Excel matrix according to author, date, publication type, topic, methods, key findings and conclusions,
limitations, and coded to key impact areas (e.g., policies, employee training, informed decision making,
etc.). Evidence will be assessed by the research team and through external methods.
The jurisdictional review will focus on the well-developed online lottery operations around the world. The
review will leverage RGC’s evidence-informed RG Check accreditation standards for online gambling and
be supplemented by evidence emerging from the literature review on online lottery. A final synthesis of
reviewed information will illustrate the adoption feasibility of responsible gambling features reflected in
the literature review and discuss their implementation context and any evidence of impact.

Specific Aims
This project supports the development of evidence-informed strategies for promoting responsible
gambling principles of positive play, harm minimization, and treatment referral for online lottery players.
Specifically, research literature (peer-reviewed and grey) and current standards of practice from around
the world will be examined to produce a balanced understanding of responsible gambling best-practices
for online lottery operations.
Hoosier Lottery is currently considering the effectiveness of introducing online ticket sales from a
technological, marketing, capital and human resources perspective (Associated Press 2019). However,
key questions surrounding how responsible gambling best-practices and key technologies can ensure
optimal player safeguards for online lottery require further examination.
The specific aims of this study are:
1. To conduct a systematic search and rapid review of literature on responsible gambling and harm
minimization that are relevant to online lottery;
2. To carry out a jurisdictional review of online lottery operations in various international
jurisdictions and examine the adoption of responsible gambling and harm minimization initiatives;
and
3. To synthesize and compare findings from the literature review with those of the jurisdictional
review and determine adoption feasibility of evidence-informed initiatives for online lottery.
Research Activities
Systematic search and rapid review of research literature
In order to overcome the extensive time and evidentiary requirements of a traditional systematic review,
while maintaining a rigorous and systematic approach, this study will adopt a systematic search and rapid
review method. Rapid review approaches can be completed between five weeks and six months, typically,
and are specifically designed to address the decision needs of policy makers and support the development
of health promotion initiatives (Khangura et al. 2012). A systematic search and rapid review of evidence
presented in peer-reviewed and grey literature is in turn able to establish a basis for quickly generating
an understanding of the field of peer-reviewed and grey knowledge on online lottery.
The strategy for this evidence review involved the systematic search of peer-reviewed and grey literature
from the last fifteen years. It is believed that this publication window is sufficient to capture all relevant
and contemporary evidence coinciding with the expansion of online gambling and the development of
the Reno Model for responsible gambling. This model represents a milestone in the development of a
peer-reviewed conceptual framework of responsible gambling (Blaszczynski et al. 2004). Including
literature that follows the publication of this framework ensures that most relevant and contemporary
articles in the field of responsible gambling are eligible for consideration and review. Peer-reviewed
articles are identified via Google Scholar search and the University of Toronto’s One Search database—a
comprehensive aggregator of multiple journal databases. Article abstracts published electronically, in
English and accessible either online or through institutional holdings are then screened for inclusion.
The extant literature on online lottery and responsible gambling is limited. In order to ensure all relevant
articles were identified, retrieved and reviewed, a modification to the search strategy was made to
enhance comprehensiveness of collection. Instead of using more lottery-specific terms in the Boolean

search (e.g., ‘lottery gambling,’ ‘lottery ticket,’ ‘instant games,’ ‘daily pick,’ ‘state lottery/lotteries,’
‘scratch off,’ etc.), as described in the original statement of work, a more general approach was taken.
This approach involved a search of the term “responsible gambling” between 2004-2019 (English only),
which identified 2,146 articles and then filtered for article keyword tags “responsible gambling,” “lottery,”
“draw,” “scratch,” and “instant.” The University of Toronto online library search function was used to
complete the collection process and leveraged access to several large databases (e.g., EBSCO, JSTOR,
OVID, ProQuest, PubMed, Scopus, Web of Science, etc.).
Jurisdictional review of responsible gambling strategies for online lottery
The jurisdictional review helps identify practical applications of various responsible gambling policies and
programs adopted by online lottery operators. The purpose of this activity is to support an assessment
of adoption feasibility relating to evidence-informed responsible gambling practices apparent in the
literature review. The actual assessment takes the form of a synthesis and comparison of research
literature and jurisdictional information (Aim 3).
The jurisdictional review examines legal online lottery operations through their website features
supporting responsible gambling and positive play promotion as well as harm minimization. A sample of
online lottery operations from around the world form the selected case studies for the jurisdictional
review. Greater emphasis is placed on operations in North America, which may bear the most relevance
to Hoosier Lottery. These include Michigan, Illinois, Kentucky, Georgia, Pennsylvania, and New
Hampshire. In Canada, British Columbia and Ontario feature two the largest online lottery operations. In
Europe, the United Kingdom and Ireland feature English-speaking online lottery schemes with welldeveloped website platforms. In Asia, Hong Kong’s Mark Six online lottery is the most well-established
operator in the jurisdiction. Finally, in Australia, the Lott provides access to a wide variety of official lottery
products across the country, including the option of online ticket purchases from various states.
Jurisdictional lottery operations are reviewed for responsible gambling, positive play and harm
minimization practices using RG standards and criteria for online gambling.
No modifications to the jurisdictional review were made.
Synthesis of RG findings from literature and online lotteries
The synthesis of the research literature and the jurisdictional review provides online lottery operators,
such as the Hoosier Lottery, regulators, and other RG stakeholders with evidence for responsible gambling
best-practice as well as examples of strategies and features adopted by online lottery operators around
the world. The synthesis highlights which practices are supported most heavily by the research evidence
as well as those that may only feature emerging or limited evidence. On the other hand, the synthesis
will also identify those practices or key factors that have not been adopted or addressed by operators and
discuss potential reasoning behind these instances. Together, this study contributes to understanding of
optimal strategies for promoting responsible gambling principles of positive play, harm minimization, and
treatment referral for lottery players and the key factors and technologies that can facilitate
implementation.
No modifications to the jurisdictional review were made.

Summary of Findings for Non-Scientific Audience
This project reviewed and assessed scientific and practical evidence supporting best practices for
responsible gambling (RG) relevant to online lottery. In so doing, 18 research articles and 13 online
gambling websites were reviewed according to a set of RG standards reflecting five established
accreditation frameworks. 1
Key Findings
Research Literature Review








Research in the area of lottery and online lottery provide a breadth of support for RG practice
standards, but lack depth that other areas of gambling research appear to have (e.g., online
casino, sports betting, electronic gambling machines, etc.)
Evidence was strongest in areas of RG practice focusing on safeguards for underage gamblers
Research relating to assisting players and informed decision making demonstrated the strongest
evidence
In many instances, research evidence was not directly applicable to RG practice and required
expert interpretation (e.g., evidence supporting the principle of leadership accountability to RG
without indications for development)
Areas of RG practice including program evaluation, employee training, and self-exclusion were
particularly under-developed in the field of lottery and online lottery research

Jurisdictional Review







There was stronger alignment between RG standards and industry practices than with lottery
research
Self-exclusion, informed decision making, and RG practices related to accounts and payments
were almost universally adopted by online lottery operators
Program evaluation for RG policies and programs as well as support for RG research and
innovation had the most limited adoption among operators
US online lottery operators appeared to generally have more limited adoption of RG standard
practices than other international lotteries, particularly in the areas of RG policies and strategy,
program evaluation, research and innovation, assisting players, and employee training
RG standard practice adoption also demonstrated differences in the quality and depth, with some
operators (e.g., Ontario and British Columbia, Canada) featuring much more developed and
extensive policies, programs and practices than others (see Table 3 on pg. 8)

Research Significance and Areas of Future Development
These reviews provide a general indication of the development of evidence supporting RG practices in the
area of online lottery and patterns of industry adoption. Future research and development should focus
on replicating and strengthening existing evidence, validating evidence informed practices from other
areas of gaming for online lottery, and exploring new developments in online lottery that have not been
examined yet (see Table below).

These standards have been synthesized from RGC’s RG Check iGaming and Venue standards, WLA’s RG
Framework, the NCPG/ICRG’s Internet RG Standards, and the AMA’s RG Effectiveness Principles (see Table 1 and
Appendix B)

Table: Types and Areas of Potential Research Relating to RG Practice
Future Research Development

Description

Topics

Replicate or expand lottery evidence

Areas of RG practice for lottery that have a
formative level of evidence support, but
require further validation.

•
•
•
•
•

Validate evidence-informed practice

Some RG practices that have a basis of
evidence in other areas of gaming, but
require validation in the lottery context.

Explore and generate hypotheses

Some phenomena specific to lottery gaming
have not yet been investigated. Such areas
require exploratory study and the generation
of testable hypotheses to build positions for
developing and testing RG practices.

•
•
•
•
•
•
•

Internal accountability measures for RG
Systems to identify at-risk lottery players
Cognitive distortions associated with
lottery marketing and advertising
RG messaging targeting specific risk groups
Systems of age verification and underage
gambling prevention
Employee training
Stakeholder engagement
Program evaluation
Self-exclusion
Second-chance lottery games
Online instant win games
Online raffle draws for live events

Research Findings
Literature Review
The original literature search returned over 2,000 articles using the search term “responsible gambling.”
After further filtering articles tagged with the embedded keyword “responsible gambling,” 216 articles
met criteria for general review. All articles were coded according to the area of gambling they pertained
to. With regard to articles coded as lottery, further code distinctions were made for draw, scratch, and
online gaming. A total of 18 articles were highlighted from this coding procedure. 17 articles were
classified as empirical, the other was a review. A brief appraisal of these studies is found in Appendix A.
Five responsible gambling accreditation frameworks were compared and synthesized to derive a set of
cross-cutting standards and criteria and used to assess evidence (Table 1). Literature on lottery and
responsible gambling was then assessed to see which synthesized standard areas were most reflective of
the research evidence (see Appendix B for definitions of synthesized standards).
Table 1: Synthesis of Responsible Gambling Accreditation Standards
RG Check iGaming 2

RG Check Venue1

WLA RG
Framework2

RG Policies

RG Policies

Employee Training

Employee
Training

Self-Ban

Self-Ban

Assisting Players who
May Have Problems
with Gambling

Assisting Players
who May Have
Problems with
Gambling

Retailer Program |
Treatment
Referral

Assisting Players

Informed Decision
Making

Informed Decision
Making

Player Education

Supporting
Informed Decision
Making by Players

Disclosure Messaging |

Advertising and
Promotion

Advertising and
Promotion

Advertising and
Marketing
Communications

Advertising and
Promotion

RG Messaging in
Advertisements | On
Property Messaging

Marketing
Communications

Game and Site
Features

Venue and Game
Features

Game Design |
Remote Gaming
Channels

Game and Site
Features

Policies on Alcoholic
Beverage Service

Product Design

Payments

Extension of Credit

Accounts & Payments

Research
(transparency)

Support funding for research
and evaluation.

Research &
Innovation

Support funding for problem
gambling treatment.

Stakeholder
Engagement

Employee
Program

Access to Money
Research

NCPG IRGS3

AGA RG Effectiveness
Principles4

Synthesized Standard
Areas

Policy

RG Plan

Policies & Strategy

Staff Training

Employee Training

Employee Training

Self-Exclusion

Self-Exclusion

Self-Exclusion

Stakeholder
Engagement
Reporting and
Measurement

Research
(evaluation)

Assisting Players

Consumer Tools

Informed Decision
Making

Program Evaluation

(RG Check 2011, 2014), 2(World Lottery Association 2016), 3(National Council on Problem Gambling 2019), 4(American Gaming
Association 2020)

Overall, research evidence presented a moderate level of support for synthesized RG standards and best practices, though it was often implied
and not explicit (Table 2). The articles reviewed covered policies and strategy, assisting players, informed decision making, research and
innovation, product design, accounts and payments, and marketing communications. Lottery-specific evidence reflecting stakeholder
engagement, employee training, program evaluation and self-exclusion was not identified.
Table 2: Summary of Reviewed Lottery Articles and Supported RG Standards
Authors
Felsher et al.

Date

Title
Lottery participation by youth with gambling problems: are lottery tickets a gateway to
other gambling venues?
A Test of Social Cognitive Theory Reciprocal and Sequential Effects: Hope, Superstitious
Belief and Environmental Factors among Lottery Gamblers in Thailand

Study Design
Cross-sectional survey
Cross-sectional survey

Data Type
Student/convenience
sample; n=1,072
Ecological sample; n=150

Ariyabuddhiphongs
and
Chanchalermporn
Ariyabuddhiphongs
and Phengphol
Garrett and
Coughlin
Haisley et al.
McMullan and
Miller
Ghent and Grant

Field experiment

Ecological sample; n=400

Near miss, gambler's fallacy and entrapment: Their influence on lottery gamblers in
Thailand
Inter-temporal differences in the income elasticity of demand for lottery tickets

Myopic risk-seeking: The impact of narrow decision bracketing on lottery play
Wins, Winning and Winners: The Commercial Advertising of Lottery Gambling

Player data; n=220
(transactional)
Ecological sample; n=239
Ecological sample; n=920

The demand for lottery products and their distributional consequences

Repeated
measure/longitudinal survey
Field experiment
Secondary analysis of
advertising data
Laboratory experiment

Ariyabuddhiphongs
Barnes et al.

Lottery Gambling: A Review
Gambling on the Lottery: Sociodemographic Correlates Across the Lifespan

Ding

Ye et al.

Wood and Griffiths

Lien and Yuan

What numbers to choose for my lottery ticket? Behavior anomalies in the Chinese
online lottery market
Comparison of the addiction levels, sociodemographics and buying behaviours of three
main types of lottery buyers in China
Understanding Positive Play: An Exploration of Playing Experiences and Responsible
Gambling Practices
Selling to Biased Believers: Strategies of Online Lottery Ticket Vendors

Redondo

Apouey and Clark

Gainsbury et al.

Review
Repeated
measure/longitudinal survey
Field experiment
Cross-sectional survey
Cross-sectional survey
Field experiment

Assessing the Risks Associated With Online Lottery and Casino Gambling: A
Comparative Analysis of Players’ Individual Characteristics and Types of Gambling
Winning big but feeling no better? The effect of lottery prizes on physical and mental
health

Cross-sectional survey

An Exploratory Study of Gambling Operators’ Use of Social Media and the Latent
Messages Conveyed

Gambling website audit

Cesarini et al.

He and Klein

Wealth, Health, and Child Development: Evidence from Administrative Data on
Swedish Lottery Players
Advertising as a Reminder: Evidence from the Dutch State Lottery

Repeated
measures/longitudinal survey
Observational

Repeated
measures/longitudinal survey

Player data; n=unknown
(transactional)
N/A
Community sample;
n 1 =2,631, n 2 =2,274
Player data; n=unknown
(transactional)
Recruited player/gambler
sample; n=856
Recruited player/gambler
sample; n=1,693
Ecological sample;
n=41,418
Recruited community
sample; n=10,409
General population
sample; n>15,000
Australian casino, EGM,
lottery and wagering
providers; n=101
Player data; n=439,234
(secondary)
Player data; n=unknown
(transactional)

Policies and Strategy
Policies and strategy pertain to formal structures, plans and processes illustrating how RG is formed within
the operator’s organization and help provide a reference point for all RG initiatives and practices. This
standard of practice was reflected in some articles, though mostly as an implied discussion point. In
particular, there was general support for a policy-based and strategic approach to RG. Framing such
policies and strategic plans, some research highlighted the need to consider and integrate evidence-based
risk factors for lottery, such as gender, age, and community disadvantage (Barnes et al. 2011). Another
key aspect for policy consideration noted in the literature was the issue of informed choice or ensuring
that ticket purchasers know their chances of winning across all customer points of contact (e.g., printed
on tickets, online messages, etc.). A clear policy emphasis was also placed on the importance of protecting
underage youth from playing the lottery, due to their higher risk of gambling problems and the illegality
of their participation (Felsher et al. 2004; McMullan and Miller 2009).
In addition, one study strongly implied the importance of senior leadership accountability to RG across all
activities of an organization and regular review of RG policies and the strategic plan. McMullan and Miller
(2009) highlight the broad and risky appeal of lottery among young people in their analysis of lottery
advertisements (n=920) in Atlantic Canada. Their key findings show that lottery operators leverage an
“ethos of winning” in marketing practices, which can contribute to at-risk gambling associated with the
propensity to play more continuously, chase losses, perpetuate gambling myths and so on. At the time,
the investigators did not perceive strong accountability on the part of operators for RG in this line of
gambling business, but argued the merits of increased review of codes of practice to specifically address
lottery volume, frequency, and overall restraints on the use of advertising. The authors conclude by
emphasizing the need to adopt a precautionary and preventative approach to RG in lottery, else face
failure in the protection of citizens from gambling-related harms.

Assisting Players
Assisting players with gambling concerns includes the ability to identify warning signs, appropriately
engage customers, intervene if necessary, and leverage player data. For instance, this may include having
policies and procedures to handle situations where players may be experiencing gambling problems. To
this end, some research focusing on youth gambling has noted that lottery can promote pathological
tendencies and lead to more severe gambling behaviours in the future (Felsher et al. 2004). The authors
imply from this and other findings that specific safeguards should be put in place to prevent underage
gambling, provide support when necessary, and monitor products that could appeal to youth.
Systems to identify players at-risk of having or developing gambling problems was implied as one way of
monitoring lottery from an RG perspective (Felsher et al. 2004; Ye et al. 2012; Redondo 2015). One study
of lottery players in China (n=856) highlighted the utility of using measures of addiction,
sociodemographic information, and purchasing behaviours to identify player risk as well as higher-risk
products (Ye et al. 2012). In this instance, investigators noted that those engaged in common 3-digit
lottery games and other online lotteries scored highest on the Lottery Addiction Scale. They were typically
older and had lower education and income levels—though nearly half allocated more than 20% of their
income to lottery each month. A converse relationship was found for non-3-digit and online lottery games
where players were typically younger, more educated and had higher income. Other examples of lottery
player risk assessment have leveraged psychographic indicators (e.g., ethical orientation, religious

orientation, degree of sociability, impulsivity, thriftlessness, etc.) to show correlations between higher
levels of trust in the internet and susceptibility to manipulation (Redondo 2015).
Player assistance programs should also consider the needs of different individuals and health impacts
associated with lottery play. While many of the risk factors associated with excessive gambling losses is
noted below in the section on informed decision making, other risk factors presented themselves in the
context of winning (Apouey and Clark 2015). One study examining the exogenous impact of lottery prizes
(£245 on average) on health outcomes using British panel data (n>15,000) point out distinctions between
physical and mental health. For instance, lottery wins were associated with positive mental health
outcomes, but decreased physical health due to increases in risk factors such as smoking and social
drinking. Inferring upon these findings, it appears that player assistance programs may benefit from
consideration of the secondary health effects of lottery play, following a public health approach and the
social determinants of health.

Marketing Communications
Marketing communications involves process that help ensure that marketing and advertising practices
are responsible, do not promote false gambling expectations, do not target at-risk groups, and do not
conflict with RG messaging. McMullan and Miller (2009) note that lottery advertising has a propensity to
foster an “ethos of winning,” conveying imagery of winning that bares little reference to the actual odds
of winning. For example, the authors found that nearly 90% of the advertisements they reviewed (n=680)
disproportionately emphasized the narrative of winning, being a winner or having one’s life changed by a
big win. In an examination of online ticket vendors, Lien and Yuan (2015) found that buyer’s belief in the
hot hand fallacy—the belief that vendors who sold winning tickets are more likely to dispense them in the
future—was actively exploited in order to increase the commissions of online sellers. He and Klein’s
(2018) modelling on advertising timing and schedules, based on fixed time lottery ticket draws, show that
marketers can optimize sales by having ads closer to the draw time as a reminder to customers and to
address purchasing bias. Depending on the nature of these advertisements, where, and to whom they
are targeted, marketing practices to increase ticket purchases can also theoretically increase the impact
of gambling risk and harm.
In this light, marketing communications may benefit from processes that ensure advertising practices are
responsible, do not promote false gambling expectations, do not target at-risk groups or youth, and do
not conflict with RG messaging. For instance, a few studies touched on the importance of addressing false
expectations through messaging detailing the probability of winning, which could be included at the point
of purchase (Ariyabuddhiphongs and Chanchalermporn 2007; Ariyabuddhiphongs and Phengphol 2008).
These studies, and others (Ding 2011; Lien and Yuan 2015), base this position on findings that show some
at-risk lottery players endorse superstition, the gambler’s fallacy (belief an event happening again has
lower probability), and entrapment (an escalation of commitment to a course of action). Applying this
knowledge to marketing communications would typically involve ensuring advertising does not foster or
encourage these false gambling beliefs. Ariyabuddhiphongs (2011) argues that RG messaging meant to
balance marketing messages about the odds and probability of winning need to be practical and
understandable: ‘‘if you bought a ticket every day from birth and lived to be 100 it would take you 383
life times to win a lotto (28).’’

The focus on at-risk groups and minors was strongly reflected in the literature and provided evidence for
targeted safeguards. Among youth ages 10-18 years in Ontario, Canada (n=1,072), Felsher and colleagues
(2004) show that at-risk and probably pathological gamblers displayed the highest levels of engagement
in lottery draws, sports tickets and scratch tickets. McMullan and Miller (2009) add that lottery
advertisements can present tangible and emotional qualities that can be especially inviting and appealing
to young people, which reinforces this form of gambling as a part of a youthful consumption practice.
More recently, the study of operators’ use of social media can result in imbalanced advertising messages
that tend not to feature the same responsible gambling information as land-based gambling promotions
(Gainsbury et al. 2016). Moreover, social media advertisements tended to emphasize the winning aspects
of gambling without addressing the false beliefs or practical odds of winning, which target audiences
(usually younger individuals) and seek to inform their gambling decisions. Ariyabuddhiphongs’ (2011)
review of lottery research also highlighted the importance of RG messaging at points of sale that clearly
state that it is illegal for minors to purchase lottery products.

Informed Decision Making
Informed decision making involves educating players about safer gambling habits, gambling myths, how
games work, gambling risks and other key points that all help enable more informed gambling decisions.
More recent additions to the literature relating to RG and lottery argue that policy and educational
initiatives to prevent gambling risks and harms may be optimally designed to address specific levels of risk
associated with different forms of lottery and player risk profiles (Redondo 2015). While specific details
on the development and implementation of such an approach has not been outlined, it can be assumed
that games that feature higher rates of play, such as online instant win lottery and games with higher
ticket prices could benefit from more direct and active RG messaging.
In other instances, providing information to correct common false beliefs, including how games work, was
another area of practice supported in the literature. As noted previously, the gambler’s fallacy,
entrapment, and hot hand fallacy have all seen endorsement by lottery players in the research literature
(Ariyabuddhiphongs and Phengphol 2008; Ding 2011; Lien and Yuan 2015). Another important issue that
is somewhat unique to lottery is the “ethos of winning,” superstitions surrounding lucky numbers and the
distortion of hope that can influence excessive purchases (Ariyabuddhiphongs and Chanchalermporn
2007; McMullan and Miller 2009). Correcting these erroneous beliefs directly through key messaging and
supportive information was strongly implied.
Some lottery-specific evidence also supported the promotion of positive gambling behaviour. Positive
play revolves around the concept of the sustainable, low-risk gambler and what they do to maintain
control and balance over their wagering activities (Wood and Griffiths 2014; Wood et al. 2017). In a
comparison of positive players (n=1484) and problem gamblers (n=209) in the United Kingdom, the
investigators noted that most of those engaged in lottery draw purchases (54.5%) reported that it was
easier to keep their spending limits when playing online in comparison with in-person retail purchases
(Wood and Griffiths 2014). In addition, problem gamblers reported an increased willingness to consider
setting a spending limit when playing instant win games online. These findings provide encouraging
support for the integration and promotion of pre-commitment features for online lottery play.
Research evidence also indicates the nature of problem gambling risk relating to online lottery and the
importance of conveying this to gamblers to inform decision making. In particular, a very strong emphasis

has been placed on the gambling risks affecting young people (Ariyabuddhiphongs 2011). For example,
Felsher and colleagues (2004) show that nearly 10% of youth may either have a lottery gambling problem
or be at-risk of developing one. Barnes (2011) also points out that the frequency of lottery gambling can
increase sharply from mid-adolescence to age 18 in the US, raising the value of targeted public health
messaging for this demographic population. In addition, psychographic comparisons of online and offline
lottery play demonstrate that the internet may be providing a more appealing medium to individuals
exhibiting higher levels of vulnerability to gambling problems (Redondo 2015). Unlike other forms of
gambling, such as slot machines and casino table games, high risk lottery players were significantly more
likely to gamble socially, with friends and family.

Product Design
Product design emphasizes the review gambling products from an RG perspective to ensure they do not
reinforce false beliefs about gambling and promote safer play. In this sense, RG practices in the area of
product design reflect the intent of key messages, the provision of information, and limit setting tools,
but with a more substantial emphasis on the structures of games and their environments. Many
contributions from the research literature on this topic focused on addressing cognitive biases and false
beliefs. Some studies have noted, for example, the near certainty that those experiencing near misses
are likely to gamble on the next lottery draw, reflecting endorsement of the gambler’s fallacy and
entrapment (Ariyabuddhiphongs and Phengphol 2008). Overall, Ariyabuddhiphongs’ (2011) review of
lottery gambling research highlights the potential addictiveness of lottery gambling and the impact of
cognitive biases, which may, in part, be addressed through embedded RG and problem gambling
information printed directly on tickets and displayed at points of purchase.
Another aspect of RG practice relating to product design is ensuring games and environments promote
breaks in play and discourage excessive play. This relates to research noting changes in the lottery
industry that include an expansion towards more engaging, challenging and active lottery products in
contrast with traditional, passive lottery draws (Felsher et al. 2004). Further elaboration on this important
discussion point was not available.

Accounts and Payments
In the realm of RG, accounts and payments focus on point of sale systems and practices meant to protect
under-age individuals and those who have self-excluded. In addition, this area of operations ensures that
methods of payment do not pose an excessive risk to players. Felsher and colleagues (2004) were the
only lottery source identified that made reference to practices underlying accounts and payments. In this
study focused primarily on youth gambling (ages 10-18, n=1,072), the authors find that lottery play was
the most popular form of gambling and one that included negative outcomes for some. As a point of
discussion, Felsher et al. (2004) argue that the relative ease of accessing lottery products by youth in
comparison with other forms of gambling highlight the importance and need for effective age verification
mechanisms.

Research and Innovation
Research and innovation encourages gambling operations to devise ways of supporting the ongoing
development of research evidence that benefits RG practice and improvement. Ghent and Grant (2010)

were the only source to specifically make reference to best practices for RG research and innovation
relevant to lottery operations. In their study of the distributional impact of different lottery games in the
US, the authors were able to estimate significant participation in instant win games by those 65 years and
older as well as the strong participation in fixed-odds games by African Americans. While subsequent
studies (Ye et al. 2012) have noted similar results through the use of cross-sectional surveys, Ghent and
Grant’s (2010) paper highlights the utility and value of analyses leveraging access to operator data. While
RG implications from their findings were not clearly drawn in their paper, one can imagine that evidence
derived from behavioural data can provide valuable information for policy and program decision makers.

Jurisdictional Review
The jurisdictional review involved a comprehensive search of operator websites for information pertaining to the eleven synthesized standards
and associated practices (Appendix C). Specifically, the review process attempted to identify practical applications of various RG initiatives
reflecting the synthesized standards and evidence from the literature review. The purpose of this activity was to support an assessment of
adoption feasibility relating to evidence-informed RG practices.
The review included Indiana, which does not currently offer online lottery, and twelve other English-speaking jurisdictions with legal online lottery
operations in the United States, Canada, Europe, Asian and Oceania (see Table 3). Generally, jurisdictions featured strong representation of
standards related to self-exclusion, informed decision making and accounts and payments. Standards related to assisting players and product
design were consistently less developed across the sample of jurisdictions. In addition, certain jurisdictions featured more comprehensive
adoption RG practices reflecting the synthesized RG standards in this review (e.g., Ontario, British Columbia, Ireland) than others (e.g., New
Hampshire, Pennsylvania, Kentucky). Detailed description of the jurisdictions reviewed are presented below.
Table 3: Apparent Development of RG Standards and Best Practices Among Online Lottery Operators
Region

Jurisdiction

Policies and
Strategy

United
States

Indiana
Michigan
Illinois
Kentucky
Georgia
Pennsylvania
New
Hampshire
Ontario
British
Columbia
United
Kingdom
Ireland
Hong Kong
Australia

Moderate

Canada
Europe
Asia
Oceania

Program
Evaluation

Research
and
Innovation
Moderate

Stakeholder
Engagement

Employee
Training

Low

Low

Moderate

Low

Low

High
High

Moderate
Moderate

High
Moderate

Low

Low

Moderate

High
Low
High

Low

Low

High
Moderate

Moderate
High

Assisting
Players

Low

SelfExclusion

Marketing
Communications

Product
Design

High
High
Moderate
High
Moderate
High

Informed
Decision
Making
Moderate
High
High
High
High
High
Moderate

High

Low

Moderate

Low

Low

Accounts
and
Payments
Moderate
Moderate
Moderate
Moderate
Moderate
Moderate
Moderate

Low

High
High

Low
Moderate

High
High

High
High

High
Moderate

Low
Low

High
Moderate

Low

Moderate

Moderate

Moderate

Moderate

Low

Moderate

Moderate
Moderate

Low
Low
Moderate

Moderate
High
High

High
Moderate
High

High

Moderate

Moderate

Low

Moderate
Moderate
High

Note. Assessment of RG practice development was based on the presence and review of publicly available, web-accessible information. It is possible RG development is more or less advanced.
Scoring: blank spaces indicate no evidence of specific standard-based practice was found; low=at least one related best practice assessed; moderate=2-3 best practices assessed; high=more than 3
best practices assessed.

United States
Indiana
While the Hoosier Lottery does not yet offer online lottery, its RG practices were assessed given their
interest in this line of business and their funding of this research grant. Overall, Indiana demonstrated a
moderate level of RG practice across the synthesized standard areas described in this review. The areas
of marketing communications, policies and strategy, research and innovation, informed decision making,
and accounts and payments featured the greatest amount of RG development. In contrast, limited
evidence of RG practice was found in the areas of program evaluation, assisting players, or self-exclusion.
Policies and strategy was an area of RG development and practice that stood out in Indiana, being the
only US state with noted information on it. For instance, the Hoosier Lottery appeared to be one of the
only operators to feature positive play messaging as a central feature of its RG strategy. In this regard,
the operator aims to encourage customers to adopt knowledge and behaviours that enable safer,
sustainable play. As a measure to promote senior leadership accountability to RG, Hoosier Lottery has
also established a corporate social responsibility advisory board consisting of RG content experts and
executive leaders to support the development and implementation of initiatives related to positive play,
business impact, community impact, and environmental impact. The operator has said that these pillars
of social responsibility feed into all activities of the organization.
Research and innovation in Indiana was another area that stood out among the US lottery operators as
being a lone adopter. Hoosier Lottery’s adoption of research and innovation appeared to be founded on
a systematic approach focusing on market research, positive play scale measurement, the provision of
research grants, and applied research. Each of these streams of research have the stated intention of
providing insight and expanded knowledge of lottery play in Indiana. Research on RG and problem
gambling has specifically been directed through the Hoosier Lottery Research Grant Program, which
launched in 2017 and provides funding for small research grants, conference support, training grants, and
student grants. In addition, the Hoosier Lottery conducts its own survey research on the positive play
beliefs and behaviours of its customers. It is not known if this data is made available for independent
secondary analysis.
Stakeholder engagement was apparent to a limited degree in Indiana. The operator indicated its intent
to integrate RG stakeholders’ needs into business decisions and program development. Specifically, they
state that they work closely with external stakeholders such as the Indiana Council on Problem Gambling
and local treatment and communities in order to strengthen the operator’s Treatment Referral program.
Employee training also appeared to have indications of development, though it appeared limited. In this
regard, Hoosier Lottery reported the presence of specific policies on employee training, including their
policy manual. This manual was presented as a resource with rules and regulations for retailers to adhere
to. It was not clear if the operator’s online operations and staff associated with it received any form of
RG training.
Informed decision making as an area of RG practice featured a moderate level of development. Again,
positive play formed a central framework and approach for supporting players and integrating and
delivering RG information. RG information was presented in the standard textual formats as well as some
more dynamic ones, such as video vignettes designed to convey key messages such as understanding

game odds and setting limits on time and money spent. With regard to problem gambling risk and harm,
Hoosier Lottery provides information on their website pertaining to how to identify financial risk factors
(e.g., accumulating debt, borrowing money to gamble, spending more than can be afforded, etc.) as well
as others (e.g., visiting the vendor multiple times per day, relationship troubles, gambling obsession and
preoccupation, etc.). The operator also provides customers with a problem gambling self-assessment quiz
supplied by Gambler’s Anonymous.
Marketing communications appeared to be one of the most well developed areas of RG lottery practice
in Indiana. The operator presented several policies and guidelines pertaining to marketing and
advertising, including a Marketing Self-Assessment, Media Channel Guideline, Mascot Guideline, a
Corporate Social Responsibility Style Guide, and a jackpot trigger message. In addition, Hoosier Lottery’s
Marketing Code of Conduct, acting as a foundational policy for marketing communications, includes RG
screening processes, guidelines for underlying policy development, training, and various other compliance
initiatives related to advertising. This Code of Conduct also adopts advertising standards from the North
American Association of State and Provincial Lotteries and the World Lottery Association, which supports
the aim of not targeting marketing to individuals under the age of 18.
Product design was generally represented by what resembled to be a system of review from an RG
perspective. To this end, the Hoosier Lottery states that all games are evaluated for their structural design.
This system apparently examines game design with the intention of identifying potential gambling risks
and implements strategies to address them, which includes feedback from the treatment community.
Accounts and payments was an area of Hoosier Lottery RG practice that focused on the prevention of
underage gambling. The website includes clear messaging that lottery is not intended for anyone under
the age of 18 years. The operator also noted that only one account would be allowed per individual and
that it would reserve the right to delete or close any account for any reason, including the presence of
multiple accounts for a single person. It was not clear, however, if an active process of age verification
was used or if account creation relies on self-reported age declarations.
Michigan
The Michigan Lottery has offered online ticket and scratch game purchases since 2014 and includes lottery
draws, instant win games, and keno. Overall, Michigan did not appear to feature many of the synthesized
RG standards described previously or in comparison with other online lottery operators. For instance, the
jurisdictional review did not find evidence of RG practice in the areas of stakeholder engagement,
employee training, assisting players, marketing and communication, and product design, which many
other operators reflected. In contrast, Michigan reflected strong RG practices in the areas of selfexclusion, informed decision making, and accounts and payments.
Self-exclusion appeared to be well developed for Michigan’s online lottery platform. The initiative was
clearly promoted on the “Responsible Gaming” page of the operator’s website. Registration also
appeared to be convenient and available in multiple formats, including in person at the Michigan Gaming
Control Board or online through the use of “Responsible Gaming Tools” section of the “My Account” page,
as well as through interactions with Michigan Lottery Support Centre staff. The operator’s self-exclusion
program provides choice in term lengths, during which player accounts are closed and cannot be
reopened and excluded gamblers do not receive any promotional materials.

Informed decision making was another area of RG practice that was well developed. For instance,
information is provided about common false beliefs, including how games work through key messaging
on common lottery myths. Michigan Lottery also provides information about positive gambling
behaviours including how RG tools work, underlined by the message “moderation is the key to responsible
gaming.” In addition, information was also made available about problem gambling risks, including
support services. Finally, the operator’s online lottery platform also included tools for players to set a
variety of spending limits, such as daily and weekly deposit limits. By default, weekly limits of $505 USD
are established at registration and can be raised or lowered at any time, although increasing limits only
take effect after 48 hours.
Accounts and payments was an area of RG practice that featured a moderate level of development. First
and foremost, players are required to undergo age and identity verification when registering their
account. If a minor is found playing on the online platform, their winnings are forfeited and may face
referral to local law enforcement. The Michigan Lottery defines minors are anyone under the age of 18
years, and notifications and warning messages of this threshold for gambling participation is indicated
during account registration. Players who participate in lottery play online also have the ability to monitor
the time and money they spend through access to their personal account history, in addition to
information on the games played, wins, losses, deposits, and withdrawals.
Illinois
The Illinois State Lottery, operated by Camelot Group, was the first state to offer online ticket sales in
2012 and includes lottery draws and instant win games. Illinois featured one of the most robust examples
of RG practice adoption in the US. Areas where little information was evident included policies and
strategy, program evaluation, research and innovation, and assisting players. However, RG practice was
apparent in the areas of stakeholder engagement, employee training, self-exclusion, informed decision
making, marketing communications, product design, and accounts and payments.
Stakeholder engagement resembled a systematic approach to understanding RG stakeholder needs. In
this regard the Illinois Lottery has helped form the Illinois Alliance on Problem Gambling (2013) to promote
widespread public awareness of problem gambling and includes representatives from the gaming
industry, state regulators, and addiction experts. The operator has also partnered with the National
Council on Problem Gambling to advocate for programs and services that assist problem gamblers and
their close relations. These associations have enabled the Illinois Lottery to consult with experts in RG
and problem gambling during the development and implementation of their operations. Although it is
uncertain if the operator supports evidence-based problem gambling treatment directly, they do provide
financial support for the problem gambling helpline, which connects Ilinoisians with support services.
Employee training was an area that featured only minimal evidence of development, though more
detailed information may not have been publicly available. However, this review did note that Illinois
Lottery employees do receive some form of training that serves to raise awareness and knowledge of
responsible gaming.
Self-exclusion from online lottery was a well-developed area of RG practice with at least four distinct
elements. Firstly, evidence was found to show that registration could be processed through forms
available on the operator website and by calling the Illinois Player Hotline—though documents needed to
be signed in front of a notary public, challenging the convenience of the process. Exclusion periods

included a minimum of five years. In addition, the operator notes that reinstating to resume gambling
can be achieved by requesting approval. Finally, conditions of self-exclusion include a commitment from
the operator to remove the player’s name from existing promotional mailing lists, electronic distributions
and other promotional listings and to prevent the inclusion of the player in future promotional lists.
Informed decision making was, like many other operators, an area of RG practice with several developed
facets. These included the provision of information about common false beliefs related to lottery,
specifically. In addition, information on positive play habits, such as only playing for fun and setting limits
on time and money were emphasized. In support of pre-commitment limit-setting, the Illinois Lottery
also establishes mandatory maximum weekly deposit and account limits to prevent players from adding
more funds once a limit is reached. With regard to weekly monetary limits, players are allowed to set
their own limit when it is lower than the maximum. Session timers also emerged as another tool for
managing time spent.
Marketing communications was reflected in three dimensions of RG practice. It was noted that the Illinois
Lottery featured a policy for responsible advertising and standards to guide marketing practices through
its Private Manager. The operator states explicitly its commitment to the ethical and socially responsible
conduct of all aspects of its business, including marketing and advertising. In addition, the Illinois Lottery
ensures that responsible play messaging is displayed on marketing and advertising materials disseminated
through radio, print, and television advertisements. Other advertising principles apparent in the review
included the operator’s efforts not to target at-risk groups who may be characterized by gender, race,
religion, sexual orientation or sociodemographic factors.
Product design was not an area where a great deal of information was available for review. However, it
was apparent that some form of system was in place to review games and technology from an RG
perspective. In this regard, the Illinois Lottery stated it assesses the risk provide of each of its games using
an external game evaluation tool, the Gambling Assessment Measure—Guidance about Responsible
Design (GAMGaRD). This tool has been designed to aid in the adoption of socially responsible games.
Accounts and payments was an area of RG practice featuring moderate development. The main emphasis
in this area was on age and identity verification to block those under the age of 18 from playing on the
platform or out-of-state residents. In addition, the operator’s account management system also enabled
registered users to receive all of their account information upon request, such as financial and gaming
history.
Kentucky
The Kentucky Lottery offers an array of lottery draws, instant win games, and keno. Kentucky’s online
lottery featured a similar level of RG practice adoption as Michigan. Areas where RG practice were evident
included assisting players, self-exclusion, informed decision making, and accounts and payments.
Assisting players was not an area of RG practice that featured extensive development, according to
publicly available information. What was apparent was the operator’s establishment of a system for staff
to respond appropriately to players in crisis or distress. This system was integrated with the Kentucky
Council for Problem Gambling’s helpline and website information for players and staff to refer to for
additional assistance provided by trained counselors. These services are available 24-hours a day, seven
days per week.

Self-exclusion was an area of moderate RG practice development. For instance, the Kentucky Lottery
provides individuals options in term lengths for self-exclusion, including permanent bans. In addition, a
process is in place for self-excluded players to reinstate once their term length has expired, which involves
an interaction with a customer service representative. Notably, individuals may not create a new account
when reinstating, they may only reactivate their old one. During self-exclusion, the operator emphasizes
that registrants will no longer receive any marketing materials or communications and are instructed to
unfollow Kentucky Lottery on social media networks.
Informed decision making was the most developed area of RG practice in the review of the Kentucky
Lottery online platform. As evident in other operator platforms, information was provided about common
lottery myths and false beliefs. To this end, the operator provided information on the odds of their games
and dispelling the effects of concepts such as “luck” on game outcomes. Information was also presented
on positive gambling behaviours and tools relating to limit setting and timeouts as well as how to keep
gambling safe. Additional messaging concerning problem gambling risk, including support services, were
reflected in warning messages about signs of gambling problems and contact information for support
services. Kentucky’s online lottery platform also featured a variety of monetary limits, such as maximum
deposit limits per day ($499 USD), per week ($500), and per month ($2,000). The ability to reduce these
limits were also provided in the account management page of the website followed a 24-hour “cooling
off period” prior to new limits taking effect. Tools for keeping track of time were also evident through a
clock feature, but not option for setting a time limit followed by a prompted notification was found.
Accounts and payments focused primarily on age verification and enforcing minimum age requirements
(18 years and older) to play the lottery. No further information was found on enforcement of multiple
account creation, retrieval of account information and play history, access to credit or cheque cashing
restrictions.
Georgia
The Georgia Lottery offers several types of instant win games, keno and lottery draws. Overall, Georgia
featured almost the same level of RG practice as Illinois. In particular, evidence was found of RG practice
in the areas of stakeholder engagement, self-exclusion, informed decision making, product design, and
accounts and payments.
Stakeholder engagement was evident through support for evidence-based problem gambling treatment.
Specifically, Georgia Lottery states that it contributes $400,000 USD annually to the Georgia Department
of Behavioural Health and Developmental Disabilities to fund, in part, treatment of gambling addiction.
Self-exclusion was one of the most fully developed areas of RG practice evident in the review of the
Georgia Lottery online platform. The operator included a detailed self-exclusion policy detailed in its
terms and agreements relating to self-exclusion and the program was promoted on its gaming website.
Those who choose to enroll appeared to have a choice in term lengths of 3 months, 6 months, 9 months,
and 1 year. Importantly, once enrolled terms of self-exclusion are irrevocable. In addition, self-excluded
gamblers are removed from all mailing limits and do not receive promotional materials during the period
of exclusion. Finally, individuals who may be considering self-exclusion are provided with clearly worded
information outlining the conditions of the program and consequences of breaching through the terms
and agreements section of the self-exclusion form.

Informed decision making was another area of RG practice that features strong development. For
instance, gambling myths and common false beliefs about lottery were addressed through information
and messaging on the operator website. Information on positive gambling behaviours, such as never
spending more than can be afforded, not playing when dealing with mental health concerns or negative
mood, and referring to the odds of winning particular games before play. Problem gambling risk and
supports were reflected in the provision of self-assessment tools, support service referral information,
and encouraging key messaging for those who may need help to seek it. With regard to money limit
features, the Georgia Lottery set mandatory maximum deposit limits for online play, which include $250
USD per day, $750 per week, and $2,500 per month. Also, players may only have a maximum of $2,000
in their account at a given time. In addition, the operator enables and encourages players to set personal
limits that are lower and enforces a waiting period of 24 hours in individuals choose to increase their
limits. With regard to time limits, the online platform triggers hourly notifications informing players how
long they have been logged in and requires player input before gaming sessions can continue—if no
response is logged within 15 minutes of the notification, the player’s session will end. Options for setting
additional pop-up reminders for time and the presence of a clock allow players to monitor their time
spend on the platform.
Product design was not an area of extensive RG practice, as far as the review could discern. It was noted
that the Georgia Lottery made efforts to ensure products and environments were designed to promote
breaks in play and avoid excessive play. In this end, the operator did not induce players to continue
purchasing games when in a play session or when sessions were about to end. Communications with
players were also said to not intentionally encourage players to increase the amount they wagered,
gamble continuously, re-stake winnings, or chase losses.
Accounts and payments reflected a similar emphasis on verifying customer age at registration and
enforcing restrictions on play for those under the age of 18 years. In addition, the operator also promoted
the ability of players to readily access their personal account history. This included game history, games
played, dates and times of ticket purchases, financial history (e.g., deposits, withdrawals, etc.), account
balances, deposit limits and any pending limit changes.
Pennsylvania
The Pennsylvania Lottery began online operations in 2018 and offers lottery draws, instant win games,
keno, and sports-based parlay games. The Pennsylvania lottery did not appear to have developed RG
practices in many areas, with the exception of self-exclusion, informed decision making, marketing
communications, and accounts and payments.
Self-exclusion for the Pennsylvania Lottery only applies to online participation. Registration is offered
through the website and includes options for “cooling off periods” of 3 to 30 days or full self-exclusion for
one or five years. Although self-exclusion terms are irrevocable, players can request to be reinstated after
their term has expired by contacting the operator’s email support and completing an application.
Informed decision making was an area of RG practice that was primarily reflected in positive play and
problem gambling messaging and pre-commitment. For instance, the Pennsylvania Lottery promotes
responsible play by only wagering what an individual can afford to lose, not chasing losses, and not playing
when the experience is no longer “fun.” Information is posted on how to recognize signs of gambling
problems and steps that can be taken to get help—the gambling helpline was the main referral. In

addition, the online lottery platform enables players to set deposit and spending limits through the
account management system. A session timer also allows players to set a time limit on play, if they wish.
Marketing communications was reflected in RG practices related to prevention messaging extended to all
customer contact points. For instance, the operator funds and actively promotes the Problem Gambling
helpline and, as noted above, encourages responsible play—these messages appear on tickets, advertising
and nightly televised draws.
Accounts and payments was not an area revealing considerable information on RG practices. What was
presented was the requirement that eligible account holders be 18 years or older. It also appeared that
players could review their account information upon request through the online account management
system, but details on what types of information are accessible was not entirely clear.
New Hampshire
The New Hampshire Lottery has operated online ticket sales since 2018 and offers lottery draws, keno,
and numerous instant win games. In terms of RG practice development, New Hampshire appeared to be
on par with Michigan with adoption in the areas of self-exclusion, informed decision making, and accounts
and payments.
Self-exclusion was evident and promoted in specific sections of the website—individuals had to search
the website FAQ or the lottery terms and conditions. Registration was accessible through the New
Hampshire Lottery Responsible Gaming Tools or by contact the Support Centre telephone line. Options
for term lengths varied from one, three or six months. During self-exclusion, the New Hampshire Lottery
does not directly send any marketing materials. Upon completion of the self-exclusion term, players must
manually reinstate by reactivating their account, which may feature a lower deposit limit—it was not clear
if interaction with gaming staff or representative was a feature of reinstatement.
Informed decision making involved general messaging on positive play behaviours, problem gambling and
some monetary limits. For example, the operator recommends one play for fun, consider a budget, never
borrow money, and so on. Most advice was not paired with examples or tools (e.g., odds calculators,
budget setting tools, etc.) to reinforce messaging. Messaging for problem gambling was also general,
without specific details on risk signs and a requirement to visit the New Hampshire Council on Problem
Gambling to learn more. The operator also detailed their maximum deposit limits per day ($500 USD),
per week ($1,500), and per month ($3,000), which appeared to be one of the highest allowances across
the US operators reviewed.
Accounts and payments was very similar to Pennsylvania, with a declaration of minimum age (18+)
required to set up an account and the provision of player account information. On the latter RG practice,
the New Hampshire lottery states repeatedly that they cannot guarantee the accuracy of information
appearing on account transaction histories. It was not clear why this was the case.

Canada
Ontario
The Ontario Lottery and Gaming Corporation (OLG) offers online ticket purchases for lottery draws, sportsbased parlay games, and a variety of instant win games. Based on the synthesized RG standards and the

findings of the literature review, Ontario appeared to have the most highly developed RG practices
relating to online lottery. The operator had at least some level of development in all RG standard areas
assessed.
Policies and strategy was a well-developed area of RG practice. Firstly, the operator describes its RG
policies and strategic plan in its corporate social responsibility report and in its Responsible Gambling
Code of Conduct. Senior leadership exercises accountability for RG through its Governance and Corporate
Social Responsibility Committee, which develops and monitors policies and practices. The RG strategy is
integrated across all activities of the organization by Executive Committee Members who approve its
elements and serve to integrate its principles and objectives for organizational divisions, including lottery.
In addition, the Transformation and Technology Committee provides assistance to the operator’s board
of directors in the review of RG strategic plans and provides guidance on implementation of information
technology and major business transformation plans.
Program evaluation at OLG appeared to focus on three areas of RG practice. Firstly, the regular evaluation
of training programs was reflected in annual employee surveys assessing awareness, attitudes and
understanding of their roles with respect to RG. Post-training questionnaires were also utilized for
evaluating program effectiveness. In addition, the operator monitors the effectiveness of lottery player
RG awareness through an Annual Public Survey and various indicators to measure the effectiveness of key
information resources for the general public and player population (i.e., KnowYourLimit.ca). The third
element of the evaluative RG practice included utilization of BetBuddy, a system to track player risk.
Internal data analytics at OLG also allows the operator to assess player risk and customize RG messages
to each player. For example, medium and high risk players receive 25% and 50% more RG messages than
new and low risk players.
Research and innovation appeared to be well-developed. For instance, the Corporate Research
department provides internal analysis and advice to operator stakeholders and liaises with external
vendors who commission research. This research department also works closely with the operator’s
Social Responsibility department. In addition, OLG supports the Responsible Gambling Council, a not-forprofit organization dedicated to the prevention and minimization of gambling harm, and other third party
organizations to conduct research and evaluation of RG topics. Ongoing assessment of player and public
recognition of OLG’s “Know You Limit, Play Within It” campaign is conducted through various means
including surveys, social media analysis, and helpline call data analysis.
Stakeholder engagement followed an apparent systematic approach involving a specific commitment in
the operator’s RG Code of Conduct to identify and foster positive relations with stakeholders. This
approach was further framed by key RG objectives and formal programs and informal forums and meet
groups. OLG’s engagement with key stakeholder such as the Centre for Addiction and Mental Health, the
Responsible Gambling Council, Gambling Research Exchange Ontario, Credit Canada Debt Solution and
others provide the operator with expert input and encourage an evidence-informed approach to RG
practice and business decision making. Finally, OLG’s memorandum of understanding with problem
gambling treatment providers across the province help to enhance player supports through collaborative
approaches to self-exclusion enrollment, treatment follow-up, and reinstatement.
Employee training is framed by OLG’s RG Code of Conduct, which commits the operator to RG training for
all gaming staff and provides role-specific knowledge across all lines of business, including lottery.
Training is organized in tiered form whereby staff who have received the broad-based RG training can

then take more role-specific training modules that focus on supporting loyalty members and players who
may be in crisis. RG training is in part developed and facilitated by the Ontario Centre for Addiction and
Mental Health and covers RG as well as problem gambling identification and intervention.
Assisting players primarily focused on systems to identify online players at-risk of having developed
gambling problems. This function appeared to be facilitated by internal data analytics technology to
assess player risk and customized and automated RG messaging, based on level of risk.
Self-exclusion was a detailed area of RG practice at OLG. Information about the program is provided on
the operator website and promoted on the platform as well as through other campaign advertisements
that cross lines of business (e.g., land-based gambling activities and venues). Registration can vary, but is
most directly initiated online through the website. For instance, players can submit a form to exclude
themselves for six months, one year, or indefinitely. Revocation of self-exclusion is available after six
months and requires a written request to reinstate an account, a 30-day waiting period, and completion
of a RG reinstatement tutorial developed by the province’s treatment agency. As with other operators,
marketing communications and materials are frozen when a player enters the self-exclusion registry. One
inconsistency found included the provision of universal self-exclusion if an individual registered at a landbased site—they would be excluded from all platforms and lines of business—but if they registered online,
they would only be self-excluded from the gaming website.
Informed decision making at OLG follows a systematic approach referred to as PlaySmart. The PlaySmart
Gambling Education and Support Program involves education for players of all types and imparts facts,
tools and advice to keep gambling safe and enjoyable. The program addresses common gambling myths
and false beliefs on its own dedicated website (www.playsmart.ca) as well as information on how games
work, odds and strategies, and other supports for informed gambling choices. In addition, provision of a
“game planner” promotes positive gambling habits, such as limit setting. Information about gambling
risks and harms are also provided alongside self-assessment tests and guidance on contacting free
supports either online or through local agencies. Through the operator’s gaming site, OLG also allows
players to retrieve account history through account management tools. This interface also allows players
to set mandatory weekly deposit limits, session time limits, and purchase limits for lottery.
Marketing communications adhere to the operator’s RG Code of Conduct as well as more specific
standards for lottery marketing. RG screening of advertising materials is conducted by the RG Manager
for all lottery point of sale and promotional elements. As a core principle of the advertising standards, all
marketing materials must promote responsible, moderate play and not over-promise the likelihood of
winning. In addition, marketing materials must not be inaccurate, deceptive, or target at-risk groups such
as minors through peer depictions, targeted placement or celebrity endorsements.
Product design is represented by the adoption of the GAM-GaRD tool and a self-assessment framework
for employees to identify potential risks associated with new lottery games. The tool focuses on a game’s
tone and theme, which may run counter to RG standards and a GAM-GaRD analysis of structural and
situational characteristics of a game based on a scoring matrix that expresses risk in the form of a stoplight indicator.
Accounts and payments was an area of RG practice that included the standard emphasis on age
verification and restriction of play to those under the age of 18 years. In addition, OLG ensures that
individuals cannot create more than one account; that their account information is accessible through the

My Account page; that no credit is extended to players and purchases cannot be made if account balances
do not cover the cost; and cheque cashing is strictly prohibited.
British Columbia
The British Columbia Lottery Corporation (BCLC) offers a variety of online gambling products, such as
lottery draws, instant win games, keno, and sports-based parlay games. The operator featured a similar
level of RG practice development as Ontario, with at least some coverage in all standard-based areas
assessed.
Policies and strategy reflecting RG practice pertained mostly to senior leadership accountability for RG
and review of the operator’s RG strategic plan. For instance, BCLC has instituted various governance
practices to ensure that the board of directors and executive management staff have sufficient authority
and accountability for social responsibility, reporting and strategic programming. The operator
additionally reports on social responsibility activities on an annual basis, made available on their website.
Program evaluation was moderately developed and focused on assessing strategic performance and
understanding player RG behaviours. For example, the operator has adopted the GameSense program as
part of their RG practice and recently conducted an Advisor Program study to establish a baseline on
Advisor performance—the study included a customer survey and a venue staff survey. In addition, the
customer survey conducted also assessed patron knowledge and self-reported RG behaviours as well as
interaction experiences with GameSense Advisors, who are specially trained to deliver RG and problem
gambling information and player support.
Research and innovation is an important aspect of RG practice, as stated by BCLC—the aim being to create
a gambling jurisdiction that promotes comprehensive, evidence-based player health programming. The
operator is also in the process of sponsoring the University of the Fraser Valley to conduct a third
evaluation of their voluntary self-exclusion program, which includes the provisional access to some
operator-owned player data.
Stakeholder engagement at BCLC involves a systematic approach to engaging and understanding RG
stakeholder needs and integrating feedback into business decisions and program development. Each
year, for instance, a stakeholder mapping exercise is conducted outlining the regions and stakeholders
that intersect with business operations—for online lottery this map is province-wide. Impact assessments
are conducted to understand the impact of gaming operations on people and communities in British
Columbia and feedback from these populations is actively sought and considered in business decision
making.
Employee training was a well-developed area of RG practice in British Columbia. Lottery retailers and
online gaming staff receive responsible gambling awareness certification, training and oversight in
accordance with the requirements set out by the Gaming Policy and Enforcement Branch. In addition,
training is tailored by role, especially for those interacting with customers. In this case, gaming staff are
required to successfully complete Appropriate Response Training that enables employees to assist players
on RG and problem gambling topics. This training module also covers content for avoiding misleading
information about gambling.
Assisting players appeared to be grounded by policies for assessing and intervening in situations where
players may have a gambling problem. As noted in BCLC’s annual social responsibility report (2018-2019),

players receive relevant and timely assistance from employees who are trained to knowledgably and
sensitively engage players showing signs of a gambling problem. Details on how this is achieved, for
instance through systems for staff to response to player needs and to identify players at-risk of having or
developing a gambling problem while online, were not available.
Self-exclusion featured several related RG best practices, including a detailed description of the program
on the GameSense website (www.gamesense.com). Promotion of the self-exclusion program was evident
on both the RG website, GameSense, and the corporate site (www.bclc.com). Self-exclusion and other RG
program information were not clearly promoted on the gaming site (www.PlayNow.com), with the
exception of a small redirect link to the GameSense website at the bottom of the home page. However,
a link to register for self-exclusion is available on the “My Account” page when a user is logged in. The
program itself offers a few options for term lengths, including six months, one year, two years, and three
years. Term lengths cannot be revoked, although it is possible to extend the term length. Excluded players
do not receive direct marketing materials from BCLC during a period of self-exclusion, although individuals
can opt-in to being contacted by a gambling support service provider free of charge.
Informed decision making was very evident on the operator’s GameSense RG website and to a lesser
degree on its gaming platform, PlayNow.com. Notably, information on common beliefs, including how
games work targeted lottery specifically with messaging such as “Playing the lottery is easy, right? You
pick your favourite numbers, then sit back and wait for the winnings to roll in. Of course, it’s not that
simple. Let’s dive a bit deeper into how lotteries really work.” The promotion of positive gambling
behaviours centred on the promotion of pre-commitment advice. In addition, information was provided
about problem gambling risks, including support services, through the operator’s campaign promotion
Know the Warning Signs, which was featured on the GameSense website. Budget tools for online play
included weekly deposit limits, which were accessible through the account management page on the
gaming site. Time management limit setting tools were also apparent in the “My Account” page and
allowed users to set maximum limits for daily or weekly play.
Marketing communications was moderately developed, based on the information available in this review.
For instance, BCLC includes a Player Health Assessment program with content guides, training manuals
for staff and enhanced accountability measures for business, reflecting a policy of responsible advertising.
These tools are said to help screen and evaluate products and advertising materials before they go to
market and reduce potential harms (e.g., advertising targeting at-risk populations and those reinforcing
cognitive distortions of gambling).
Product design was to a degree reflected in the operator’s Player Health Assessment process. In addition
to the review and screening of advertising and marketing materials, this process was also stated to address
the undue risk and harm presented by new products.
Accounts and payments largely focused on ensuring under-aged individuals were unable to register an
online account and purchase gambling products, such as lottery draws and instant win tickets. To achieve
this end, the operator employs a third-party to verify and validate individuals’ age and residency through
a major credit bureau in Canada. Only one account is permitted per person and if an individual is selfexcluded from a gambling facility in the province, they are not permitted to register an account. Players
that do register and play are able to retrieve their account information by logging into their account
management page on the PlayNow website.

Europe
United Kingdom
Camelot Group, who operates the national lottery in the UK, offer a variety of lottery draws and instant
win games for online purchase. Overall, the operator featured RG practices in 10 out of the 11 standardbased areas assessed. Stakeholder engagement appeared to be the only exception. In contrast, RG
practices were evident in the areas of policies and strategy, program evaluation, research and innovation,
employee training, assisting players, marketing communications, product design, and accounts and
payments.
Policies and strategy reflecting an overall approach to RG practice was reflected in its Corporate
Responsibility Report (2017-2018) and focused on player protection, reducing excessive play (retail and
online), preventing underage play, responsible game design, and research and certification, among other
areas.
Program evaluation was primarily focused on the systematic tracking of player risk. Camelot utilizes
behavioural analytics to identify players who are playing online games excessively and prompts the
promotion of online tools to manage play.
Research and innovation was evident through the operator’s funding of the Responsible Gambling Council
to conduct research and development on a framework for responding to excessive play in the retail lottery
and a training program for retail sales executives and managers. Camelot also partners with GamCare,
the UK’s national centre of information, to understand the social impact of gambling and the effectiveness
of direct retailer RG interventions. Online players have also been encouraged to provide feedback on
games and services as part of a pilot project investigating excessive play.
Employee training appeared to exist, but details on the program and curriculum were not readily available.
Generally, Camelot has stated that all employees are trained to understand organizational commitments
to player protection and to support day-to-day work relating to player support. Additional training for
those in direct contact with customers and retailers has also been highlighted.
Assisting players leveraged systems to identify at-risk players and responding appropriately. For instance,
over the last year, Camelot has been involved in the development of an internal behavioural analytics
system, Mercury, to identify customer who may have gambling problems. Interventions for those
suspected of excessive gambling include emails sent to high risk players on tempering behaviour and
encouragement on the use of pre-commitment tools. Contact Centre staff have also been trained to
identify signs of gambling problems and intervene as necessary.
Self-exclusion took the form of a hybrid approach, including shorter breaks and longer periods of banned
play. Although many details of self-exclusion administration did not appear in this review, it was noted
that players could choose to take a “short break” of one day to 90 days or “long breaks” of six months or
indefinitely. Information on the promotion of the program, how to register, details of exclusion
revocation or reinstatement, as well as advertising blackouts were not available at the time of review.
Informed decision making focused mainly on pre-commitment promotion and tool provision. Tools
include various pre-commitment options for setting limits on games such as instant win. Session timers

and pop-up reminders have also been adopted and can be set for increments of 2 minutes, 20 minutes,
40 minutes or a default of 2 hours.
Marketing communications is subject to an RG screening process. This process follows the Advertising
Standard Authority guidance on Responsibility and Problem Gambling. Specifically, marketing
communications are required to avoid any messages or depictions that give a false perception of risk or a
gambler’s control over the outcome of a draw. Advertising guidance also focuses on the protection of atrisk groups, especially young adult males (18-34) that appear to be at heightened risk for problematic
lottery play. Screening and review also specifically addresses gambling risks posed to groups characterized
by economic constraints, lower education, and mental health concerns.
Product design reflecting RG practice generally included a systematic approach to the review of games
and technologies from an RG perspective. The operator notes that the aim to reduce risk of harm is in
part addressed through the use of their Responsible Game Design Process, which all games are subject
to. The process relies on the use of GAM-GaRD, which other operators have also adopted. Careful
attention to paid to games’ structural risk levels, including jackpot sizes, speed of play, and whether there
are near wins.
Accounts and payments followed the traditional approach presented in most other jurisdictions reviewed.
A heavy emphasis has been placed on the age verification and barring those under the legal lottery
gambling age (16 years in the UK) from creating an account.
Ireland
The Irish National Lottery, operated by Premier Lotteries Ireland, has been offering online sales for instant
win games and lottery draws since 2009. RG practices were evident in most of the standard-based areas
with the exceptions of program evaluation, research and innovation and employee training.
Policies and strategy relating to RG was highly developed. The Irish National Lottery features a player
protection policy that is certified according to the World Lottery Association Responsible Gaming
Framework and the European Lotteries Responsible Gaming Standard. One element of this policy includes
the establishment of a Player Protection Panel made up of senior decision makers who meet monthly to
maximize player protection, minimize risk, review player behaviour, and develop strategies to minimize
risk of excessive and underage play. In addition, the operator’s RG policies are reviewed regularly and
presented in a Responsible Play Report that focuses on social responsibility performance.
Stakeholder engagement appears to be a central component of the operator’s RG policies and strategy.
For instance, the Irish National Lottery states that it engages stakeholders for the purpose of guiding
responsible expansion of business operations. The key stakeholders identified appear to include
government departments and politicians, regulatory bodies, service providers, retailers, the media,
players and the broader business community. Treatment professionals and public health agencies did not
appear to be highlighted.
Assisting players was not found to be an area of extensive development. The operator did appear to
feature a system for identifying at-risk players that was integrated into the National Lottery mobile phone
app. The software is said to detect patterns of risky play and early signs of problem gambling. If an
individual reaches a threshold of risk behaviour, players are sent a message with information on normal
patterns of play and their time logged into the sessions. Website play is similarly monitored.

Self-exclusion is a key feature of the operator’s RG practices. The program is promoted on the gaming
website, though one needs to navigate to “useful information” and “taking a break” to learn more. The
Irish National Lottery provides several term length options, including one month, six months, one year,
five years, and permanent. Terms are not revocable and reinstatement can only be initiated after selfexclusion periods have elapsed and require contacting the operator directly. During self-exclusion, as is
typical, players do not receive any messages or marketing communications from the operator.
Informed decision making for the Irish National Lottery appeared to be a strong area of RG practice. Player
protection was central to a systematic approach to the support, integration and dissemination of RG
information. The Responsible Play section of the operator’s website features information on the odds of
winning games, common gambling myths, and anonymous self-assessment quizzes to determine the risk
profile of players. Featured RG tools provided by the Irish National Lottery included various precommitment options and YouTube tutorials on how to use them. Problem gambling resources are also
promoted on the website and include information on how to identify potentially addictive behaviours and
contact details for external support services. Monetary limit setting was also evident for daily, weekly
and monthly spending. The ability to lower limits was also available and takes effect immediately,
whereas increasing limits require a 24-hour waiting period. Maximum spending limits included €75 per
day, €300 per week, and €900 per month. Time out options were also available. For instance, players
have the option of taking a break from instant win games for a minimum period of two days.
Marketing communications featured extensive RG practices. The operator appeared to have a clear policy
for responsible advertising and due diligence processes reflected in the Advertising Code of Practice,
which are approved by the gaming regulator. The Advertising Code of Practice also sets out an RG
screening process for lottery advertising. Guidelines for advertising clearly reflect the intent of not
reinforcing gambling cognitive distortions and other misleading perceptions.
All marketing
communications must maintain legal standing, be decent, honest and truthful; they are required to be
prepared with a sense of responsibility to consumers and broader society; and marketing communication
are required to adhere to the principles of fair competition. The Irish National Lottery utilizes two risk
assessment tools to gauge player protection issues and ensure that advertisements and promotional
materials do not target underage gamblers. The jurisdictional review also noted that preventative
advertising was extended to many customer contact points on each page of the website with signposting
to relevant support organizations and the message “Play Responsibly, Play for Fun.”
Product design included a system to review games and technology from an RG perspective. As with other
operators in this review, GAM-GaRD was a foundational component of this system and aided in the
evaluation of game accessibility, jackpot size, and other dimensions of gambling risk. The system also
provides some assurance that gaming products do not reinforce cognitive distortions and include design
elements that promote breaks in play and avoid excessive play.
Accounts and payments featured traditional RG practices emphasizing restrictions on underage gambling
(younger than 18 years). However, unlike many other operators, it did not appear that the Irish National
Lottery actively verified age during account registration. Instead, it reserved the right to request proof of
age and required registrants to agree to a Terms and Conditions agreement during account creation. The
operator also featured an automated system to detect duplicate accounts and suspend them, preventing
players from having multiple accounts. Finally, players were enabled to review their play history through

the “My Account” section of the website, while logged in. This function allowed for the review of financial
data for a period of 121 days preceding.

Asia
Hong Kong
The Mark Six lottery in Hong Kong, operated by the Hong Kong Jockey Club, principally offers online
purchases for lottery draws. Mark Six featured some level of RG practice development in all standardbased areas, except program evaluation, marketing communication, and product design.
Policies and strategy for RG practice are limited to restrictions on gambling licensing and operations that
emphasize the prevention of criminal activities (e.g., fraud, underage gambling, loan-sharking, etc.).
Research and innovation was evident, but details were limited. Since the early 2000s, the Hong Kong
Jockey Club has commissioned independent research to identify preventative measures addressing
problem gambling. The operator has since helped fund the development of counselling and treatment
since 2003.
Stakeholder engagement was a stated priority of the Mark Six lottery and the Hong Kong Jockey Club,
more broadly. For instance, in support of its commitment to responsible gambling, the operator regularly
engages government, police, employees and international organizations to develop knowledge that helps
protect the public from excessive and illegal gambling. By contributing annual funding to the Ping Wo
Fund, the operator also supports evidence-based problem gambling treatment. Long-term public
education was apparent through the sponsorship of an annual Responsible Gambling Awareness Week
campaign, a Family Volunteer Academy, which supports family psychology and counselling, parenting
skills and financial management for an estimated 8,000 families each year. The operator also sponsors
the Kowloon Women’s Organization’s Hong Kong Micro Movie Institute to produce a Family
Cinematography Contest featuring stories of positive lifestyles and responsible gambling messages.
Employee training is described as continuous by the operator and an important feature for promoting a
corporate culture of responsible gambling and adherence with its Responsible Gambling Policy. All front
line staff are required to undertake training, particular on how to respond to questions about problem
gambling and player support services. Training takes the form of e-learning courses.
Assisting players was most heavily emphasized as it related to the knowledge employees need to provide
customers with support during interactions. In this regard, it was reiterated that all front-line staff are
trained to respond to questions about problem gambling and referral services.
Self-exclusion was prominently promoted on a dedicated page of the Mark Six website. Registration did
not appear to be convenient, however. Those interested in self-excluding are required to bring a copy of
a registration form into an off-course betting branch—this form also includes problem gambling
counselling information. Options for term lengths included two years, three years and permanent.
Revocation and reinstatement is available after two years, although details of the process were not
available.
Informed decision making was reflected in the provision of information on common false beliefs and
gambling myths—including an online video detailing myths and corrective messaging. Positive gambling

messaging was also advertised and focused on setting and adhering to a budget, not borrowing money to
gamble, balancing gambling with other leisure activities, and not chasing losses.
Accounts and payments highlighted stringent requirements for preventing underage gambling (those
younger than 18 years). For instance, when creating an account, players are required to appear in person
at an off-course betting branch to show proof of age and identification. Online, the operator provides
access to a player’s account information for the past 30 days. Further details on the types of information
and metrics provided were not found.

Oceania
Australia
The Lott, owned by Tatts Group Ltd., is a lottery operating across Australia and offers online sales for
various lottery draws and second chance instant win games. Overall, the Lott featured a broad spectrum
of RG practice adoption in all standard-based areas, with the exceptions of research and innovation and
stakeholder engagement.
Policies and strategy was reflected in the operator’s RG Code of Conduct, Responsible Play Program and
Corporate Responsibility Report. Tatt’s RG practices are overseen by its Social Responsibility Manager
who ensures that lottery operations remain socially responsible, fun and entertaining. Regular review of
RG policies such as the RG Code of Conduct are also reviewed annually and updated to comply with
regulatory changes and government directives.
Program evaluation was not an area that appeared extensively developed. However, the Lott did appear
to feature a system for tracking player risk levels. As part of its ongoing commitment to RG, the operator
monitors online players and provides support for those who may be experiencing problems—a function
that players must consent to when creating an account. Details on the its behavioural tracking algorithm
and follow-up procedures were not found for the review.
Employee training was presented as a requirement for all lottery retailers and their staff. Training was
said to commence as soon as an employee is hired and prior to the start of work. Refresher training was
also highlighted as a requirement every three years. The RG Code of Conduct did not specify if training
applied across land-based and online settings, the nature of the curriculum content, or any tiered
programming based on staff role.
Assisting players, like program evaluation, leveraged the operator’s gambling risk monitoring system. The
system was described as a means to predict risk and facilitate the provision of support for those who may
be experiencing problems. No further information was provided on how. In land-based retail outlets,
Gambling Contact Officers (GCO) receive reports of players who may have a gambling problem and appear
positioned to intervene if necessary. Protocols appeared in place for responding to players who admit to
a gambling problem and for responding to customers showing signs of a gambling problem. It was not
clear if these protocols extended to the online setting.
Self-exclusion is promoted both on the Lott website and the lottery’s mobile app. Individuals who wish
to self-exclude are required to submit an online request form or contact a Responsible Play Liaison Officer.
The program does not feature multiple exclusion term lengths. Rather, accounts are deactivated for a
period of 180 days after which players can reinstate. Reinstatement requires the submission of a written

request to the Customer Support Team after the exclusion period has lapsed. In instances where an
individual applies for self-exclusion three times, they are permanently banned from playing. As with all
other reviewed programs, self-excluded players are taken off promotional contact lists and do not receive
marketing materials. Additional gambling help resources and player support service contact information
is also presented on the operator’s website.
Informed decision making was an area of RG practice that focused primarily on addressing erroneous
cognitions, positive gambling behaviors and tools, as well as problem gambling risks. “How to Play”
brochures are available for players on the Lott website and cover information on how games work.
Positive gambling tools were represented by an online gambling calculator, self-assessment quiz, and a
play tracking app. On the Responsible Play Program web-page, contact information is provided for the
National Gambling Helpline as well as the operator’s Responsible Gambling Code of Conduct. Other
support resources available online included Rules of Authorized Lotteries, odds and how to play
information for each game, as well as a Gambling Help Online information as part of a Players 1st Program.
In addition, the Lott provides options for customers to set personal weekly spend limits within their
account management page. No details were available on notifications or actions triggered by reaching a
limit threshold.
Marketing communications for the Lott is guided by the Responsible Advertising and Promotions Policy.
Key objectives of this policy approach emphasize that advertisements do not misrepresent the probability
of winning or suggest that winning will be assured by participation. Protection of at-risk groups, such as
minors is also a key objective of the policy approach. Generally, the style, tone, content, medium and
location of advertisements may not be designed to appeal to those under the age of 18 years. In addition,
advertising standards do not allow for the targeting of vulnerable or disadvantaged populations, including
those who have opted out of promotional materials and those who may not the capacity to fully
understand gaming information.
Product design focused primarily on games that promote breaks in play and avoid excessive play. To this
end, the operator has specifically committed to not offering games that create a continuous form of play.
Accounts and payments featured a heavy emphasis on barring underage players from creating and using
online lottery accounts. During registration, players are required to confirm their identity, which is
verified prior to a player’s first withdrawal can be processed. Only verified customers are allowed to
access and use the autoplay function for ticket purchases. In addition, RG messages are incorporated into
all loyalty program (The Players Club) documentation and players have the ability to view their transaction
history in the Account section of the website.

Evidence Synthesis
Research Literature Provides Breadth of Support for RG Practices
Research literature in the area of lottery provided a moderate level of support for RG standard practices.
In the area of policies and strategy, a strong emphasis was placed on the need to protect underage youth
from gambling (Felsher et al. 2004; McMullan and Miller 2009). This youth-focus was similarly emphasized
in the areas of assisting players, marketing communications, informed decision making, and especially
accounts and payments (Felsher et al. 2004; McMullan and Miller 2009; Ariyabuddhiphongs 2011; Barnes
et al. 2011). Research evidence providing unique insight and relevance for RG best practices in the area
of lottery related to erroneous beliefs that could influence excessive gambling, such as the gambler’s
fallacy, hot hand fallacy related to lottery outlets or products, entrapment, and more generally the belief
in superstitions and the “ethos of winning” (McMullan and Miller 2009; Ding 2011; Lien and Yuan 2015).
These insights provide particular value to the areas of informed decision making and marketing
communications for correcting false beliefs as well as ensuring such beliefs are not promoted and
reinforced in advertising practices. Indeed, the areas of assisting players and informed decision making
featured some of the strongest evidence supporting RG practice. Research affirming the utility of key
measures of addiction, relevant sociodemographic determinants, problematic purchasing behaviours, and
psychographic indicators provided support for systems that may help identify players at-risk of developing
gambling problems or experiencing harms (Felsher et al. 2004; Ye et al. 2012; Redondo 2015). In the case
of informed decision making, which represents a foundational area of health promotion and RG,
supported practices focused on messaging to address erroneous beliefs, providing information on how
games work and positive play behaviours such as limit setting (Ariyabuddhiphongs and Phengphol 2008;
Ding 2011; Wood and Griffiths 2014; Lien and Yuan 2015).

Research Literature Lacks Depth and Specificity for RG Practices
Despite the areas of strength evident in the lottery literature, there were several limitations relating to its
depth in comparison with research in other areas of RG (e.g., online casino, sports betting, slot play, etc.).
Looking at assisting players, lottery research has not adequately examined the knowledge gaming staff
require to interact with customers who may be experiencing gambling problems or how systems designed
to identify players at risk of problems can help with harm mitigation. In contrast, research on other topics
such as algorithms to detect gambling-related problems using written player communications (e.g., email,
online chat, text message, etc.) has gone well beyond identifying key metrics (Haefeli et al. 2015). For
example, this study demonstrated a practical system for expediting the process of risk detection and
response to business-to-customer interactions, supporting quality assurance and improvement of
customer service interactions with staff, as well as reinforcing staff RG knowledge and practice. Turning
to the example of informed decision making, the lottery literature did not examine the provision of
personalized player feedback and transaction history, which has been a promising topic of RG research in
other areas of online gambling (Auer and Griffiths 2016; Cooney et al. 2018; Jonsson et al. 2019) and
already adopted by many online lottery operators highlighted in this report.

Figure 1: Support for Standards-Based RG Practices in Research Literature and Jurisdictional Reviews

Note. Lottery research evidence is reflected by the review of 18 articles included in this report. Online lottery practice adoption is reflected in the 13 jurisdictions reviewed and limited to
publicly available information. Support for standards-based RG practices depicted in this figure do not account for relative depth or quality of evidence or programming, respectively.

Research Literature Features Limited Direct Applicability for RG Practice
Another key issue with the body of literature reviewed was that the evidence presented often did not
have direct and practical application for regulators and operators. As an example, McMullan and Miller
(2009) strongly imply the need for senior leadership accountability pertaining to policies and strategy
through the increased review of codes of practice to address lottery volume, frequency, and use of
advertising. While this point is well-taken in light of the evidence presented on the use of advertising to
promote a problematic “ethos of winning,” which was deemed attractive to young people and enabling
of excessive gambling behaviours, the point itself was not directly examined and the discussion did not
include avenues of practical development and implementation. In contrast, RG research from other areas
of gambling have provided more detailed indications for the establishment of third-party reviews of
operators’ codes of conduct, public reporting to ensure transparency and accountability, and even the
use of tools such as the Positive Play Scale to help operators assess the efficacy of their RG strategy (Abbott
2017; Rintoul et al. 2017; Wood et al. 2017).

Research Literature Features Gaps in Key Standards-Based RG Practice
While research literature relevant to RG practices in the area of lottery—and online lottery, more
specifically—featured moderate breadth in relation to the synthesized standards of practice used to frame
this review, several key areas of practice did not emerge from the literature. These included employee
training, stakeholder engagement, program evaluation, and self-exclusion.
Research pertaining to employee training from non-lottery areas of gaming have typically included
examinations of customer interaction and the knowledge requirements of operator staff to effectively
promote RG and provide support. Specifically, broader research evidence have helped to affirm the
argument that all gaming employees should receive RG training (Giroux et al. 2008); that training should
be tailored by role (i.e., customer-facing, intervention responsibilities, etc.) (Abarbanel et al. 2019);
regular reinforcement training should be carried out periodically (Oehler et al. 2017); training should
include a broad array of RG and problem gambling content (Oehler et al. 2017); and training should be
regularly evaluated for impact (Dufour et al. 2010).
Stakeholder engagement has been a more recent focus of research attention, but generally encompasses
approaches to engage and collaborate with various community groups involved in RG and problem
gambling prevention and treatment. Various research papers have established the importance of
understanding key stakeholder needs and knowledge, such as the scientific community and integrating
these perspectives into operations (Abbott 2017; Abarbanel et al. 2018).
Program evaluation was another area relevant to RG practice that was not touched upon in the lottery
literature reviewed. This area relates to systems and processes to measure and assess the impact of RG
policies and programs. Systems for tracking player risk have been a particularly popular topic of RG
research (Auer and Griffiths 2013; Bonello and Griffiths 2017; Chagas and Gomes 2017). Other practices
supported by research outside the realm of lottery have included the overall evaluation of RG strategic
effectiveness, the regular evaluation of training programs, and regular assessment of player knowledge
on RG topics (Dufour et al. 2010; Blaszczynski et al. 2011; Mouneyrac et al. 2017).
Self-exclusion is a well-established area of RG research that was notably absent in the lottery studies
reviewed. Outside of the lottery field, reviews of the empirical literature clarify that these interventions,

giving gamblers an opportunity to voluntarily ban themselves from play, demonstrate general efficacy
(Ladouceur et al. 2017). More recent studies have focused on methods of increasing appropriate uptake
through RG awareness campaigns (Tong et al. 2019) and experimentation with more flexible, shorterlength self-exclusion options to reduce gambling cravings (Caillon et al. 2019).

Online Lotteries Show Broad Adoption of Standards-Based RG Practices
Relative to the research literature, the jurisdictional review revealed greater support and adoption of the
synthesized standard areas of RG practice. As noted previously, each standard of RG practice was present
to some degree in the jurisdictional review (see Figure 2). By far, self-exclusion, informed decision making,
and accounts and payments featured the most universal adoption across the distribution of jurisdictions
reviewed. In contrast, program evaluation and research and innovation stood out as the areas of
standard-based RG practice with the most limited adoption. While it was not immediately clear why this
pattern of adoption emerged, future studies may benefit from examining this topic and the impact of
various factors. These may include regulatory requirements and compliance, conventional and popular
industry RG practices, and approaches to balancing resource investment in social responsibility.
Figure 2: General Adoption of RG Standard Practices Among Reviewed Jurisdictions (n=13)
Policies and Strategies
Program Evaluation
Research and Innovation

54%
31%
38%

Stakeholder Engagement

54%

Employee Training

54%

Assisting Players

54%

Self-Exclusion

92%

Informed Decision Making

100%

Marketing Communications

62%

Product Design

62%

Accounts and Payments

100%

Adoption of RG Practices Vary by Region
Regional patterns of industry adoption relating to RG practices for online lottery were very apparent in
some respects. The most apparent regional differences came from comparing US lottery operations with
those of foreign jurisdictions. Generally, this difference was noted by more limited adoption in the US of
RG practices relating to policies and strategy, program evaluation, research and innovation, assisting
players, and employee training. Online operations in Canada (i.e., Ontario and British Columbia)
established this global region as the leader in the adoption of standards-based RG practices, cross-cutting
each area of assessment. Some specific patterns of RG practice adoption were also noted. For instance,

Illinois, Ontario, the UK and Ireland all use GAM-GaRD as a tool to help assess the risk of lottery games
and ensure that they promote breaks in play and do not reinforce cognitive distortions. More generally,
a major focus of all jurisdictions with respect to accounts and payments was on the verification of account
users’ age and assurance that minimum age requirements are enforceable.

Adoption of RG Practices Vary in Depth and Quality
Despite the broad adoption of some RG practices, differences between jurisdictions in depth and quality
were also presented. The areas of policies and strategy, stakeholder engagement, and marketing
communication featured some of the greatest qualitative variance with regard to RG practice between
reviewed jurisdictions. For instance, in the area of policies and strategy, Australia’s Tatts Group featured
a well-developed RG Code of Conduct that is guided by a dedicated Social Responsibility Manager and is
reviewed and updated annually. RG practices underlying this policy document are also publicly shared via
a Responsible Play Program and Corporate Responsibility Report. In contrast, Hong Kong’s Mark Six
lottery featured RG policies and strategy that were primarily focused on regulatory compliance, such as
the prevention of criminal activity (e.g., fraud, underage gambling, loan-sharking, etc.), than broader
social responsibility goals and objectives.
Differences in stakeholder engagement between some jurisdictions also highlighted varying depths and
approaches to this area of RG practice. For example, in Georgia, stakeholder engagement was reflected
in the state lottery’s $400,000 USD annual contribution to gambling addiction treatment initiatives and
services. It was not clear if the lottery and the treatment community had an ongoing collaborative
relationship or if other exchanges existed between the operator and player advocacy groups, local public
health stakeholders, or other community groups. In comparison, the Ontario Gaming and Lottery
Corporation (OLG) outlined a systematic approach to stakeholder engagement in their RG Code of
Conduct. Some of the key stakeholder relationships maintained include the Centre for Addiction and
Mental Health, the Responsible Gambling Council, Gambling Research Exchange Ontario, Credit Canada
Debt Solution and local public health agencies. Input and evidence-sharing have been known to feed into
the operator’s practices related to self-exclusion and public education on informed decision making.
Marketing communications was another area of RG practice where distinct differences in approaches and
development appeared evident. In Indiana, the Hoosier Lottery featured an array of practices and
initiatives to support RG and social responsibility. These included specific guidelines for marketing and
advertising, a Marketing Self-Assessment tool, a Media Channel Guideline, a Corporate Social
Responsibility Style Guide, and other elements such as a Marketing Code of Conduct. The operator has
stated it takes a purposeful approach to the RG screening of marketing and advertising, which align with
advertising standards of the World Lottery Association and other accreditation bodies. In contrast,
Pennsylvania’s approach did not appear as nuanced, but did include provisions for the promotion of the
Problem Gambling helpline and some responsible gambling messaging on marketing and advertising
mediums.

Research Significance and Areas of Potential Future Development
It is difficult to provide a fulsome and valid assessment of evidence-informed RG practice in the area of
online lottery due to limitations in this area of research. Operationally, it may be that certain practices
adopted by lotteries, such as self-exclusion, are influenced by standard practices in other areas of gaming.
Because such practices have demonstrated their efficacy in other gaming contexts, determining their full

credibility in the realm of lottery requires further study. For these reasons, the reviews presented in this
report can be viewed as a general guide for directing future applied research in areas of RG practice for
lottery.
More specifically, future research development in the area of lottery, be it online or otherwise, should
focus on replicating and strengthening existing evidence supporting best practices; validating evidenceinformed best practices from other areas of gaming for lottery operations; and exploring relevant
developments in online lottery that have yet to be examined (see Table 4).
Table 4: Types and Areas of Potential Research Relating to RG Practice
Future Research Development

Description

Topics

Replicate or expand lottery evidence

Areas of RG practice for lottery that have a
formative level of evidence support, but
require further validation.

•
•
•
•
•

Validate evidence-informed practice

Explore and generate hypotheses

Some RG practices that have a basis of
evidence in other areas of gaming, but
require validation in the lottery context.

•
•
•
•
•
•
•

Internal accountability measures for RG
Systems to identify at-risk lottery players
Cognitive distortions associated with
lottery marketing and advertising
RG messaging targeting specific risk groups
Systems of age verification and underage
gambling prevention
Employee training
Stakeholder engagement
Program evaluation
Self-exclusion
Second-chance lottery games
Online instant win games
Online raffle draws for live events

Some phenomena specific to lottery gaming
have not yet been investigated. Such areas
require exploratory study and the generation
of testable hypotheses to build positions for
developing and testing RG practices.
Note. The list of topics for future research relating to lottery RG practice are not exhaustive and are primarily intent to provide
some considerations for research development.

Finally, it should be noted that despite the gaps in research and evidence-informed practice relating to
online lottery, there is a distinct opportunity present for operators and researchers. Put simply, operators
have generally been proactive in adopting many RG practices reflecting evidence from other areas of
gaming, but may not be able to definitively account for their value in the realm of online lottery. On the
other hand, RG research in the area of online lottery is not very active relative to other areas of gaming.
Given these positions, there is an opportunity for operators and researchers to collaborate on applied
research that can reaffirm evidence-informed practice, be it from lottery or other areas of gambling
adopted into the former, or explore the impact of changes in the industry on RG and gambling risk and
harm. This proposition reflects the standard of research and innovation that was minimally presented in
the lottery literature and more extensively in broader RG research. Fostering the accelerated
development of RG research for online lottery and evidence-informed best practice would require
mechanisms for collaboration, research funding, access to online lottery data, and knowledge translation.
This project is a product of the first two of these elements and hopefully encourages further research and
knowledge development in the area of online lottery.

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Appendix A: Article Evidence Appraisal
The following appraisal is based upon Pluye et al.’s (2009) scoring system for assessing qualitative,
quantitative and mixed methods research. The system emphasizes several methodological points for
considering the evidence presented in studies, but is not intended to determine the weighting of studies
based on scores.
Table 5: Appraisal of Quantitative Observational Studies
Quantitative Observational
Studies

Appropriate sampling and
sample

Justification of
measurements

Control of confounding
variables

Felsher et al. 2004

Yes

Yes

Yes

Ariyabuddhiphongs and
Chanchalermporn 2007

Yes

Yes

Yes

Garrett and Coughlin 2008

Yes

Yes

N/A

McMullan and Miller 2009

Yes

Yes

N/A

Ariyabuddhiphongs 2011

N/A

N/A

N/A

Barnes et al. 2011

Yes

Yes

Yes

Ye et al. 2012

Yes

Yes

N/A

Woods and Griffiths 2014

Yes

Yes

N/A

Redondo 2015

Yes

Yes

N/A

Apouey and Clark 2015

Yes

Yes

Yes

Gainsbury et al. 2016

Yes

N/A

N/A

Cesarini et al. 2016

Yes

Yes

Yes

He Klein 2018
Yes
Yes
Yes
Note. Yes denotes some indication of criteria was apparent in the review. N/A denotes not applicable, not available, or unknown.

Table 6: Appraisal of Quantitative Experimental Studies

Quantitative Experimental
Studies

Appropriate
sequence
generation and/or
randomization

Allocation concealment
and/or blinding

Complete outcome data
or low withdrawal

Ariyabuddhiphongs and
Phengphol 2008

Yes

N/A

N/A

Haisley et al. 2008

N/A

Yes

N/A

Ghent and Grant 2010

N/A

N/A

N/A

Ding 2011

Yes

N/A

N/A

Lien Yuan 2015
N/A
N/A
Yes
Note. Yes denotes some indication of criteria was apparent in the review. N/A denotes not applicable, not available, or unknown.

Appendix B: Definitions of Synthesized Standards
RG Standard
Policies and Strategy

Description
Formal structures, plans and processes illustrating how RG is formed within the
operator organization help provide a reference point for all RG initiatives and
practices.

Employee Training

As an important point of contact with customers, operator staff require the
knowledge and skills to understand RG, incorporate it into their work practices,
and assist others who may be in need of support.

Self-Exclusion

Voluntary self-exclusion is a pillar of any RG program, enabling operators help
customers stop risky and harmful play. Self-exclusion programs need to be
accessible, simple to understand, enforced, and provide processes for a safe
return to gambling, if customers wish.

Assisting Players

Assisting players with gambling concerns includes the ability to identify warning
signs, appropriately engage customers, intervene if necessary, and leverage
player data.

Informed Decision Making

Educating players about safer gambling habits, gambling myths, how games
work, gambling risks and other key points all help enable more informed
gambling decisions

Marketing
Communications

Processes ensuring that marketing and advertising practices are responsible, do
not promote false gambling expectations, do not target at-risk groups or youth,
and do not conflict with RG messaging is critical.

Product Design

Reviewing gambling products from an RG perspective to ensure they do not
reinforce false beliefs about gambling and promote safer play

Accounts and Payments

Ensuring point of sale systems and practices protect under-age individuals and
those who have self-excluded and that methods of payment do not pose an
excessive risk to players

Research and Innovation

Gambling operations devise ways of supporting the ongoing development of
research evidence that benefits RG practice and improvement

Stakeholder Engagement

A systematic approach to engage and collaborate with various stakeholders
involved in RG and problem gambling prevention and treatment

Program Evaluation

Systems and processes are in place to measure and assess RG policies and
programs

Appendix C: Jurisdictional Review Sources
Illinois
Stakeholder Engagement, Employee Training, Informed Decision-Making, Marketing Communications,
Product Design, Accounts and Payments
https://www.illinoislottery.com/about-the-games/responsible-and-safe-play/our-commitment
Self-Exclusion
https://www.illinoislottery.com/about-the-games/responsible-and-safe-play/where-to-gethelp#:~:text=Exclude%20Yourself%20from%20Online%20Illinois,minimum%20period%20of%205%20y
ears.
Informed Decision-Making
https://www.illinoislottery.com/about-the-games/responsible-and-safe-play/myths-and-facts
https://www.illinoislottery.com/about-the-games/responsible-and-safe-play/be-smart-play-smart
Marketing Communications
https://www.illinoislottery.com/content/dam/il/pdfs/policies/Final%20LCB%20Advertising%20Policy
.pdf
Accounts and Payments
https://www.illinoislottery.com/account/register
Kentucky
Assisting Players
https://www.kylottery.com/export/kylmod/galleries/documents/KYLottery_annual_report/KLC_Ann
ual-Report_2019_Web.pdf
Self-Exclusion, Informed Decision-Making, Accounts and Payments
https://www.kylottery.com/apps/funclub/content/responsible_gaming.html
Accounts and Payments
https://www.kylottery.com/apps/funclub/terms.html
Georgia
Stakeholder Engagement
https://www.galottery.com/en-us/about-us/play-responsibly.html#tab-tips-for-playing-responsibly
Self-Exclusion

https://www.galottery.com/content/dam/portal/pdfs/about-us/Voluntary_SelfExclusion_Program.pdf
https://www.galottery.com/en-us/about-us/play-responsibly.html#tab-voluntary-self-exclusion
Informed Decision-Making
https://www.galottery.com/en-us/about-us/play-responsibly.html#tab-understanding-problemgambling
https://www.galottery.com/en-us/about-us/play-responsibly.html#tab-help-and-support
Informed Decision-Making, Product Design, Accounts and Payments
https://www.galottery.com/en-us/about-us/play-responsibly.html#tab-online-safeguards
Accounts and Payments
https://www.galottery.com/en-us/registration.html
Pennsylvania
Self-Exclusion
https://help.pailottery.com/hc/en-us/articles/360000503107-How-can-I-be-removed-from-the-PALottery-self-exclusion-listSelf-Exclusion, Informed Decision-Making, Accounts and Payments
https://www.pailottery.com/p/responsible-gaming-policy/
Informed Decision Making
https://www.palottery.state.pa.us/About-PA-Lottery/Please-Play-Responsibly.aspx
Marketing Communications
https://www.palottery.state.pa.us/about-pa-lottery/news-events-media/news/2017/march/palottery-highlights-available-help-for-problemg.aspx#:~:text=As%20part%20of%20its%20social,the%20nightly%20televised%20drawing%20show.
Accounts and Payments
https://www.pailottery.com/signup/
New Hampshire
Self-Exclusion
https://www.nhlottery.com/iLottery-Terms-Conditions
https://www.nhlottery.com/FAQs#How-to-Set-Self-Exclusion
Informed Decision-Making

https://www.nhlottery.com/Play-Responsibly
https://www.nhlottery.com/FAQs#How-to-Set-Deposit-Limit
Accounts and Payments
https://www.nhlottery.com/iLottery-Games
https://www.nhlottery.com/iLottery-Terms-Conditions
Indiana
Policies and Strategy, Research and Innovation, Stakeholder Engagement, Informed Decision-Making,
Marketing Communications, Product Design
https://hoosierlottery.com/getmedia/95570394-5ba0-402a-b374-1e7d276b952c/CSR-ReportFY2019.pdf
Employee Training
https://hoosierlottery.com/who-we-are/Retailer-Resources/Policies
Informed Decision-Making
https://hoosierlottery.com/Positive-Play/Ways-to-Play-Positively
https://hoosierlottery.com/Positive-Play/Responsible-Gaming-Resources
Accounts and Payments
https://hoosierlottery.com/terms-and-conditions
Ontario
Policies and Strategy
https://about.olg.ca/wp-content/uploads/2019/10/OLG-Annual-Report-2018-19_EN.pdf
Policies and Strategy, Stakeholder Engagement, Informed Decision-Making, Marketing Communications
https://about.olg.ca/wpcontent/uploads/2017/08/7219_Ontario_Lottery_and_Gaming_Corporation_2015_16_CSR_Report_V
08_AODA.pdf
Policies and Strategy, Program Evaluation, Research and Innovation, Stakeholder Engagement, Employee
Training, Self-Exclusion, Product Design, Accounts and Payments
https://about.olg.ca/wp-content/uploads/2016/07/RG_PoliciesandPrograms_PDF_EN.pdf
Program Evaluation, Assisting Patrons, Self-Exclusion, Informed Decision-Making
https://about.olg.ca/playolg-backgrounder-responsible-gambling-features-and-play-managementtools-2/
Self-Exclusion

https://about.olg.ca/responsible-gambling/self-exclusion/
https://about.olg.ca/responsible-gambling/self-exclusion/facial-recognition/
Informed Decision-Making
https://about.olg.ca/responsible-gambling/
https://www.playsmart.ca/
https://www.playsmart.ca/social-hub/my-playsmart/
Accounts and Payments
https://lottery.olg.ca/enca/legal#:~:text=Ontario%20Lottery%20and%20Gaming%20Corporation%20(OLG)%20products%20are
%20designed%20for,years%20of%20age%20and%20over
https://www.playolg.ca/content/olg/en/compliance/terms-and-conditions.html
British Columbia
Policies and Strategy, Program Evaluation, Research and Innovation, Stakeholder Engagement, Assisting
Players
https://corporate.bclc.com/content/dam/bclccorporate/reports/annual-reports/2019/2018-19annual-service-plan-report.pdf
Employee Training
https://www.bclcretailerhub.com/policies/policies-overview.html
http://www.lotto-bclc.com/retailer-hub/training-and-certification/training-resources.html
https://corporate.bclc.com/what-we-do/lottery.html
https://corporate.bclc.com/player-health/standards-and-regulations.html#Certification
Self-Exclusion
https://www.bclc.com/
https://www.gamesense.com/support/voluntary-self-exclusion.html
Informed Decision-Making
https://www.gamesense.com/games/lottery.html
https://www.gamesense.com/play-better/manage-your-play.html
https://www.gamesense.com/support/warning-signs.html
https://www.playnow.com/gamesense/manage-your-play-online.html#how-to-set
Marketing Communications, Product Design

https://corporate.bclc.com/content/dam/bclccorporate/reports/corporate-citizenship/2019/bclcsocial-responsibility-report-2018-19.pdf
Accounts and Payments
https://www.playnow.com/about-playnow/help.html
https://www.playnow.com/register/
https://www.playnow.com/about-playnow/privacy.html
United Kingdom
Policies and Strategy, Program Evaluation, Research and Innovation, Employee Training, Assisting
Players, Product Design, Accounts and Payments
http://webcache.googleusercontent.com/search?q=cache:wojFBEbrbuAJ:www.camelotgroup.co.uk/a
ssets/Uploads/2017-18-Corporate-Responsibility-Report.pdf+&cd=2&hl=en&ct=clnk&gl=ca
Marketing Communications
https://www.camelotls.com/responsible-gaming
https://www.asa.org.uk/uploads/assets/uploaded/bb5292af-96f3-4c28-94a031dbfdfde3d8.pdf
Ireland
Policies and Strategy, Stakeholder Engagement, Employee Training, Self-Exclusion, Informed DecisionMaking, Marketing Communications, Product Design, Accounts and Payments
https://www.lottery.ie/content/dam/pli/docs/Responsible-Play-Report-2018-19.pdf
Assisting Patrons, Informed Decision-Making, Marketing Communications, Product Design, Accounts and
Payments
https://www.lottery.ie/useful-info/play-responsibly/play-info
Hong Kong
Policies and Strategy, Research and Innovation, Employee Training, Assisting Players, Accounts and
Payments
https://www.hkjc.com/responsible-gambling/en/responsible-gambling/index.aspx
Stakeholder Engagement
https://corporate.hkjc.com/corporate/common/chinese/pdf/report-2018-19/HKJC_AR19_Full.pdf
Employee Training
https://corporate.hkjc.com/corporate/common/chinese/pdf/report-201819/HKJC_AR19_Book_A_Employees.pdf
Self-Exclusion

https://www.hkjc.com/responsible-gambling/en/problem/exclusion.aspx
https://special.hkjc.com/infomenu/en/pdf/Self-exclusion_Application_Form_v1_Legal_clean.pdf
Informed Decision-Making
https://www.hkjc.com/responsible-gambling/en/problem/myth.aspx
https://www.hkjc.com/responsible-gambling/en/responsible-gambling/guide.aspx
https://www.hkjc.com/responsible-gambling/en/problem/index.aspx
Accounts and Payments
https://special.hkjc.com/infomenu/en/channel/ewin/other.asp#01
Australia
Policies and Strategy, Informed Decision-Making, Marketing Communications, Accounts and Payments
https://www.thelott.com/content/dam/projects/the-lott/responsibleplay/VIC_Responsible-PlayCode-of-Conduct_Dec-2016.pdf
Policies and Strategy, Employee Training, Assisting Players, Self-Exclusion, Product Design, Accounts and
Payments
https://www.thelott.com/content/dam/projects/the-lott/responsibleplay/ACT_Responsible-PlayCode-of-Conduct_Jan-2018.pdf
Program Evaluation, Assisting Players, Accounts and Payments
https://www.thelott.com/about/terms-and-conditions
Self-Exclusion
https://help.thelott.com/hc/en-us/articles/115002565554-How-can-I-exclude-myself-from-playinglotteries-onlineInformed Decision-Making
https://www.thelott.com/about/responsible-play

Appendix E: Plans and Milestones for the Future
The findings of this report will inform a future grant proposal for the 2020 Small Grant for Research on
Lotteries, administered by the ICRG and due November 2, 2020.
In addition, due to COVID-19 travel restrictions and changes to in-person conference events, the travel
budget ($1,985) for this project will be redirected to the development of a virtual webinar presentation
for the RGC and other virtual presentation opportunities for the ICRG.
